Investec Specialist Bank Mortgage Rates & Fees Comparison

Investec Specialist Bank offers a range of fixed and variable rate mortgages that could be suitable for you.

Updated

compare Investec Specialist Bank
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Investec Private Bank is run by Investec, an international specialist bank that offers a broad variety of financial products and services across the UK, South Africa and Australia. Its mortgages are specially designed to meet the needs of borrowers who earn £300,000 and above per annum, and the product range includes residential mortgages, buy-to-let mortgages, revolving mortgages and solutions for borrowers looking to re-mortgage.

What types of mortgages can I get with Investec Specialist Bank?

  • Fixed rate Your interest rate is locked for a set amount of time.
  • Remortgages You can switch away from your existing mortgage provider via Investec’s remortgage products.
  • Interest-only Your monthly repayments consist solely of mortgage interest. You’ll repay the capital at the end of the mortgage term.
  • Tracker Your interest rate tracks another publicly available rate, typically the Bank of England base rate.
  • Variable rate Your interest rate shifts up and down based on various economic criteria.
  • Buy to let This mortgage will allow you to borrow money to buy an additional property and let it out.

How to apply

You can get the ball rolling by calling 0330 123 4512 or emailing pb.mortgages@investec.co.uk or filling out the callback form on investec.com.

What information is needed to apply?

You’ll need to provide proof of identity, address history, employment details, plus proof of income and outgoings. Documents like payslips and previous bank statements may be needed to back up this information.

Eligibility criteria

You’ll need to be at least 18 years old, buying a property in England and Wales. You must be no older than 75 when the mortgage term is due to end. You must earn an annual income of £300,000 and have a net worth of at least £3m to qualify for an Investec mortgage. Applicants with temporary or zero-hour contracts will not be accepted.

Contact information

For general enquiries, call 020 7597 4000 or send an email via the contact form on investec.com.

Compare Investec Specialist Bank using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Investec Specialist Bank, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Find a mortgage using a broker to compare the market

Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than one minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker and adviser. No hidden costs. L&C compares rates from over 80 lenders.
Simply Adverse

Simply Adverse

Simply Adverse is a national mortgage broker specialising in sourcing mortgages for people with bad credit.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site