Send money to Togo

Safe, secure and cost-effective transfer options when you need to send money to Togo.



WorldRemit logo
  • Use promo code 3FREE to get three free transfers
  • Easy to use with round-the-clock help
  • Get cash to family and friends in minutes
Go to site

When you need to get money to a loved one overseas, the last thing you want to have to deal with is navigating a potentially complicated and expensive process. Sending money from the United Kingdom to Togo doesn’t have to be expensive. Compare the transfer fees and exchange rates of the many options available to you to get the most West African CFA francs for your pounds.From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, sending an international money transfer to Togo is easy. However, do your research and shop around for the best available deal.

Banks versus money transfer companies

We use our banks to take care of all our other financial needs, so surely we should use them when we need to send an international money transfer, right? Not necessarily. While major UK banks offer money transfer services, they usually present less competitive exchange rates coupled with high transfer fees.

You can often save money by using the services of a dedicated money transfer company. These providers specialize in handling overseas money transfers, offering attractive exchange rates and affordable transfer fees.

Compare services that send money to Togo from the UK

Table: sorted by promoted deals first
Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Wise (TransferWise) for large transfers
Within an hour
From £3.75

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
24 hours

View details
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Wise (TransferWise)
Within an hour
From £3.75

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

View details
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
Within an hour
From £1.99
SPECIAL OFFER ✓ Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

Compare up to 4 providers

Case Study: Nick sends money to Togo

Nick has relocated to the UK with his wife and kids to work, but when his parents back home in Lomé get into financial trouble he is happy to help. He promises to send them £1,000 to help pay off their debts but, rather than taking the disappointing exchange rate offered by his bank, he shops around and finds two money transfer companies willing to offer a much more affordable transaction.

Money transfer company 1Money transfer company 2
Exchange rate£1 GBP = $745.86 XOF£1 GBP = $736.23 XOF
Transfer fee£4.99£10.00
Transfer methodCash pickup or bank account depositCash pickup
Processing time1 hour for cash pickup, 3-4 business days for bank deposit10 minutes
Amount received (in XOF)$372,930 XOF$368,115 XOF

As you can see, Nick can send $4,815 XOF extra (and pay a smaller transfer fee) if he uses the first company.

How to compare transfer companies when transferring money to Togo

  • Exchange rates. How high (or low) is the company’s exchange rate when compared to the competition?
  • Fees. How much will you have to pay per transfer, and does this amount differ based on the amount you send or the transfer method you select?
  • Transfer methods. What do you need to do to place a transfer? Can you visit a website, make a phone call, visit a branch or use a smartphone app?
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
  • Turnaround time. How long will the transfer take from the moment you hand over the cash to the moment your recipient can access the funds?
  • Minimum limit. If a minimum transfer limit applies, how high is it? Is there a maximum transfer limit?
  • Pickup methods. Can your beneficiary collect the cash from a transfer agent, or will they need to wait for it to be deposited into their bank account?
  • Customer service. Can you rely on phone, email and online customer support if you ever need help?
Back to top

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in December 2016, the pound was worth approximately 26 Mexican pesos. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Today’s exchange rate GBP to XOF

Options for sending money to Togo from the UK

  • Bank transfers. Transfer the funds from your UK bank account to a bank account in Togo.
  • Online money transfer providers. Companies like TransferMate can help you send secure and affordable transfers.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram offer fast and secure transfers, with the cash available for pickup from agent locations throughout Togo.
  • Checks. Ask your bank about how to send a check overseas.
Back to top

Emergency cash transfers in Togo

You’ve just had an urgent phone call from your family in Togo — they need money as soon as possible to settle a debt. Happily, sending an instant transfer is quite easy, but you will have to pay more for the privilege. Higher fees and poor exchange rates apply to emergency transfers, so make sure you closely check all the details of any transaction before you commit to it. This will prevent any nasty surprises when you realize you’ve paid much more than you wanted to.

Back to top

Tips for picking up cash in Togo

  • Avoid cash pickup locations in unsafe areas.
  • Ask a friend to join you when you go to pick up the cash.
  • Don’t display your cash in public.
  • Don’t carry a large amount of cash around in your wallet – deposit it with your bank or in a hotel safe.
  • Stay aware of your personal security at all times.
Back to top

How to send money to Togo

The first step when sending a transfer is to provide a bit of information about yourself:

  • Name
  • Contact information
  • Valid photo ID, such as a driver’s license or a passport.

Once that’s done you can provide details about your recipient (name, contact details) and your transaction, including the amount and currency you are transferring and where you wish to send it.

You can then pay for your transaction by cash, bank deposit, credit card or debit card, depending on the company you choose. Keep track of any reference number you are given so that you can check on the progress of your funds.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site