Send money to Laos

Take advantage of low fees and competitive exchange rates when sending money to Laos.


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When you need to get money to a loved one overseas, the last thing you want to deal with is navigating a potentially complicated and expensive process. Sending money from the United Kingdom to Laos doesn’t have to be expensive. Compare the transfer fees and exchange rates of the options available to you to get the best deal.

From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, sending an international money transfer to Laos is easy. But do your research and shop around for the best available deal.

Compare services that send money to Laos from the UK

Table: sorted by a combination of service offering and the amount your recipient will receive

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 50 Same day GBP 2.99 11661.628 LAK
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An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Case Study: Comparing money transfer companies for sending money to Laos

Ailani decided to study in the UK. Now, as a successful working woman, Ailani wants to pay back some of the student loans she had to take out through her years of study and also invest into her parents’ lives. She does a comparison of all the money transfer companies available to transfer money back to Vientiane in Laos and draws up the table below using £500.

Money transfer company AMoney transfer company B
Exchange rate£1 = 9,762.33 LAK£1 = 9,913.15 LAK
Transfer fee£25£10
Amount of LAK received for £5004,881,165 LAK4,956,575 LAK
Transfer time10 minutes2-4 days
Transfer optionsPhone, online account, agentOnline, phone, mobile app
Difference in LAK75,410 LAK

How should I compare transfer companies when sending money to Laos from the UK?

  • Exchange rates. Bear in mind that currency exchange is only legal at official bank branches. Some of the companies will offer a more competitive exchange rate but might require an actual phone call with a call centre to book a rate.
  • Delivery methods. Some companies, like Moneygram, can only send a USD amount which will be picked up at an agent location and will still need to be exchanged legally as mentioned above. Western Union sends the cash pickup in the LAK. Receiving the money in a bank account is also an option.
  • Fees. The fees can in some instances vary quite a bit, depending on the type of transfer service used and whether it is above or below certain minimum and maximum amounts. Generally speaking, as above, the marginal increase in fees is justified by the short amount of transfer time.
  • Bank to bank benefits. Money transfer services are available through local banks in Laos and in Australia, but both will require a call or visit to a branch to determine rates and fees.
  • Turnaround time. The turnaround time for available companies ranges between a couple of minutes and five days. Anything longer than that is not worth paying for compared to what competition offers.
  • Transfer methods. Ailani can either choose a local agent she is comfortable with or set up an online account with regular payments. If she’s hasty and needs someone else to the admin, she can easily phone support and do a payment.
  • Transfer options. These include recurring payments, spot contracts, and once-off payments.
  • Minimum/maximum transfer amounts. The available options offer freedom in having a wide variety of minimum and maximum amounts.
  • Customer service. The services to be used in sending money all offer phone and email support. A physical bank branch might yield the fastest results if Ailani hits a snag somewhere in her payments.
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What are your options to send money to Laos from the UK?

  • Money transfer servicesThe money transfer companies that can send money to Laos are Compass Global Markets, Moneygram, Western Union, and World First Foreign Exchange. Moneygram and Western Union have a long history of international money transfers and are especially able in sending cash for pickup within minutes. Compass Global Markets offers competitive exchange rates and World First Foreign Exchange brings out weekly updates on market exchange rates.

How can you receive money from Laos in the UK?

  • Money transfer services – Moneygram and Western Union will both allow a person to send money from a local agent in Laos to the UK for cash pickup or to a bank account.

Safe ways to send emergency cash transfers to Laos

Ailani might not need to live in a weekly fear that there will be emergency cash situations as she keeps a constant flow of sending money over to Laos, but one should always be prepared. She has found in her research that Moneygram and Western Union both offer emergency cash transfers to Laos in multiple locations. Below are locations for some of the bigger areas in Laos.

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Tips for picking up cash in Laos

With some transactions, the actual amount received will not necessarily be received in the native currency of Laos. It is advised to make a note that any currency exchange can only happen at an official bank outlet.

Timing is also important in Laos and most money transfer services won’t offer services after 5pm. This means that Ailani and her parents will need to time the trips well with workdays to visit an agent location before it closes – or before available currency runs out!

Always take along something to carry the money in that doesn’t scream to everyone around you the obvious fact that you have fats amount of cash. Carry the cash in a way that fits into your normal day in life, for example, an envelope in your briefcase.

What are the steps to send money to Lao PDR?

Sending money through a bank or online service provider to a bank account in Madagascar
  1. If you are sending the money online, you will need an online account with the bank or service provider
  2. You will need the full name, address (basic details) and account number of the person you would like to send money to
  3. The name of the bank, branch number and address or in most cases the SWIFT BIC
  4. Currency and amount that you want to send
Send money to a person for cash pickup
  1. Payments can only be made by individuals 18 years and older
  2. Provide the recipient’s full name and surname (a copy of their ID will be handy) and address of the sending location
  3. You will need to provide either the cash that you want to send or pay with an accepted Visa or Mastercard according to the location you are sending from
Picking up cash from an agent location
  1. Provide your ID along with the tracking / reference number of the transaction
  2. It’s always a good idea to take along a receipt of the original transaction

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