How to send money to France

Find out how you can make a quick, affordable money transfer from the UK to France.

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  • Bank-beating exchange rates
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  • No fees and able to transfer in 30+ currencies
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Given the popularity of France and its close proximity to the UK, there are plenty of options if you need to send money. However, it pays to compare your options and shop around to find the best deal.

Compare services that send money to France from the UK

Table: sorted by promoted deals first
Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
TorFX
24 hours
£0

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TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Central FX
24 hours
£0

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Central FX's dedicated team will guide you or your business from first call to final payment.
Currencies Direct
24 hours
£0

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CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates.
CurrencyTransfer
24 hours
£0

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CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE Money Transfer
Within minutes
£2
SPECIAL OFFER ✓ £25 Amazon voucher when you refer a friend

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XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyFair
24 hours
€3
SPECIAL OFFER ✓ Zero fees on your first 10 transfers

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CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Azimo
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

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New customers use code AZIMO50 to get GBP 5 off when you transfer GBP 50+. Valid till 31 October 2021. T&Cs apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
WorldRemit
Within minutes
From £1.99
SPECIAL OFFER ✓ Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

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New customers spend GBP 20 and use code TAKE10 for a GBP 10 discount. Valid till 7 November 2021. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Compare up to 4 providers

Banks vs money transfer services

When you need to send an international money transfer, you may consider contacting your bank. While banks can handle wire transfers with ease, it’s not necessarily the best choice from a financial perspective.

There are plenty of dedicated money transfer companies that offer you a better deal than the banks. Reliable and secure, these companies can provide much better exchange rates and they lower transfer fees, with some waiving its fees when you send more than a certain amount.

How to compare transfer companies when transferring money to France

By comparing a few elements of your transfer, you can ensure that you get the cheapest deal for your needs.

  • Exchange rates. Nearly all providers skew exchange rates for a profit. Compare the rate you’re offered to the mid-market rate — the rate banks and transfer services use when they trade among themselves — and look for the smallest margin between them.
  • Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large amount, ask whether you qualify for a fee-free transfer.
  • Payment and delivery options. Some transfer companies allow you to pay with a credit card online, by phone or through an app. Others offer agent locations for cash payments and pickups. Also ask how your recipient can receive your funds: bank account, cash pickup, mobile wallet and more.
  • Transfer speeds. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you have more time, you’ll get better rates and fees with an independent provider.
  • Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
  • Flexible transfer options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
  • Customer support. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.

Let’s crunch the numbers: Sending £1,000 to France

To get an idea of costs, let’s compare numerous transfer options and associated fees to send £1,000 to France. This table uses real fees and exchange rates and is current as of 4 April 2020.

Major bankMoney transfer company 1Money transfer company 2
Exchange rate1 GBP = 1.10 EUR1 GBP = 1.13 EUR1 GBP = 1.12 EUR
Transfer fee£9.50£3£2.99
Transfer methodBank account depositBank account depositBank account deposit
Transfer time2 days1-2 daysSame day
Amount in EUR received for £1,0001,094 EUR1,130 EUR1,127 EUR

As you can see, both online transfer companies would send more than 30 euros extra to the recipient – and more cheaply and quickly – compared with the bank.

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Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. The euro’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
Today’s exchange rate GBP to EUR

Steps to send money to France

  1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.
  2. Provide your recipient’s information and contact details.
  3. Select the amount of your transfer and complete your transaction.
  4. Preserve your receipt or other proof of transaction in order to monitor the progress of your transfer.

Options to send money to France

  • Bank transfers. Most banks in the UK will allow you to send money to France
  • Money transfer providers. Providers like Ria and XE can help you quickly and easily transfer your money online.
  • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
  • PayPal. Electronic payment giant PayPal allows you to send money from the UK to France.
  • International money orders. Another option is to get an international guaranteed cheque from your bank.

Must read: How safe is a money transfer?

When you use a reputable provider, your funds are safely tracked until in the hands of your recipient. Yes. It’s industry standard for international money services to use 128-bit SSL encryption systems at a minimum. Many also are licensed with UK financial regulators.

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Tips for picking up cash in France

Wherever you’re picking up cash, it’s important to take a few simple safety precautions to prevent yourself becoming a target for thieves.

  • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
  • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
  • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
  • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

Emergency cash transfers in France

You might need to send an emergency cash transfer to France – for example, if a relative or friend travelling through the country loses their wallet. When you need to transfer funds urgently, your fastest possible transfer will often be your most expensive option. Carefully review the exchange rate and transfer fee against your needs so that you understand exactly how much it will cost you.

Learn more about using the European euro in France

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