How to send money to Belgium

Want to send an affordable money transfer to Belgium? Here’s how to find the best exchange rates and lowest fees.

Last updated:

When​ ​you​ ​need​ ​to​ ​get​ ​money​ ​to​ ​friends or family in Belgium you don’t have time to deal with a complex and costly process.​ ​Sending​ ​money from​ ​the​ ​UK​ ​to​ your bestie in Brussels or your auntie in Antwerp​ ​doesn’t​ ​have​ ​to​ ​be​ ​expensive.​ ​Compare​ ​the transfer​ ​fees​ ​and​ ​exchange​ ​rates​ ​of​ ​the​ ​options​ ​available​ ​to​ ​you​ ​to​ ​get​ ​the​ ​best​ ​deal.

Send money to Belgium with WorldRemit

  • Use the code 3FREE to pay no fees on your first three money transfers
  • Choose how you want to send your money - via bank transfer, cash pickup or mobile money
  • Instant money transfers available
Promoted

Compare services that send money to Belgium from the UK

Table: sorted by a combination of service offering and the amount your recipient will receive

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 1 - 2 days GBP 0.00 1.163 EUR
11,628
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 50 Same day GBP 2.99 1.156 EUR
11,555
Use promo code 3FREE to send your first 3 transfers with no fee.
Send money online anytime, anywhere, with a simple to use platform and transparent fees and exchange rates shown upfront.
Go to site Show details
GBP 1,000 1 - 2 days GBP 0.00 1.163 EUR
11,628
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
GBP 2,000 1 day GBP 0.00 1.163 EUR
11,628
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply)
(Conditions apply)
Go to site Show details
GBP 2,500 1 day GBP 0.00 1.163 EUR
11,628
With 17 years of foreign exchange expertise, OFX know the money transfers business very well, offering facilities for one-off and recurring transfers. Go to site Show details
GBP 3,000 1 day GBP 20.00 1.163 EUR
11,605
Make an informed decision with a personal touch, whether it's a business or personal transfer, with rate alerts, charts and live rates to help you make your choice. Go to site Show details
GBP 2,500 1 day GBP 0.00 1.159 EUR
11,593
Frontierpay has a proven reputation for competitive rates and a refreshingly open and honest approach to transferring money worldwide. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

An international money transfer allows you to send money to friends, family and businesses overseas. Generally, it involves you sending cash or money from your bank account to an intermediary transfer service or bank, which then exchanges and sends the money to your recipient in another country — in this case, Belgium.

Depending on the provider, you can initiate a money transfer in person, online or by phone. Your cash or bank account transfer is then either deposited into your recipient’s bank account or made available as cash for pickup at a location in their country.

Banks versus money transfer companies

You might think that your bank would be the best place to go when you want to send money to Belgium — but you’d be wrong. While banks can easily handle international wire transfers, especially when you’re sending a currency as common as the euro, they offer quite low exchange rates and regularly impose high fees.

You can save a significant amount of money, and ensure that your recipient gets a whole lot more, if you send your funds via a specialist money transfer company. These companies usually offer exchange rates far superior to the banks and also charge much lower fees.

Case Study: Lionel sends money to Belgium

Lionel is spending two years working in the UK for a production company, but he stays in regular contact with his elderly parents back home in Gent, Belgium. His parents need some funds to help pay off a debt to a previous landlord, so Lionel plans to send them £1,000 from the UK. Rather than approach his bank, he compares two money transfer companies to see which one can save him money on his transaction.

Money transfer company 1Money transfer company 2
Exchange rate1 GBP = 1.060 EUR1 GBP = 1.078 EUR
Transfer fee£4£5
Transfer methodBank account depositBank account deposit
Processing time1-3 business days3 business days
Amount received in EUR for £1,0001,060 EUR1,078 EUR

As you can see, while the transfer fee is slightly higher for the second company, it allows Lionel to send an extra 18 euros to his parents.

Back to top

How to compare transfer companies when transferring money to Belgium

  • Exchange rates. Does the provider offer competitive exchange rates when compared to other companies?
  • Fees. How much will it cost you to send a transfer? Can you avoid fees altogether by sending a large amount?
  • Transfer methods. What options are available for placing a transfer: online, over the phone, in a branch ofie? Is there an app available?
  • Transfer options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
  • Turnaround time. How long will it take for the funds to arrive in your beneficiary’s bank account or wallet?
  • Minimum limit. Are there minimum or maximum transfer limits in place that could restrict your transaction options?
  • Pickup methods. Can the cash you send be picked up from a transfer agent in Belgium, or will the funds be transferred straight into a bank account?
  • Customer service. Will adequate customer support be available if you ever have a question or need help?

Steps to send money to Belgium

  1. Choose a transfer provider who sends money to Belgium.
  2. Register with the provider on their website providing your name, address, contact information and date of birth. A valid photo ID will also be required.
  3. Provide your recipient’s name, address and contact details. Depending on the transfer method you may also have to supply their bank account information.
  4. Enter the amount you want to transfer, complete your transaction and save your tracking or receipt number to follow up on the progress of your transfer.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. The euro’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
Currency exchange rate for Belgium

Back to top

Options for sending money to Belgium from the UK

  • Bank transfers. Any bank in the UK can easily transfer euros overseas for you.
  • Online money transfer providers. There are plenty of reliable online providers offering affordable transfers.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram are the two largest operators of worldwide transfer networks.
  • PayPal. Don’t just use your PayPal account to make purchases eBay; use it to send money transfers as well.

Emergency cash transfers in Belgium

Do you need to send an emergency cash transfer to Belgium? Maybe you need to send an urgent transfer to a friend who is vacationing in Belgium and has had their wallet stolen?

There are several companies that can get your funds to Belgium within minutes, but just be wary of the fact that you will need to be willing to pay a bit extra for this service. High fees and sometimes lower exchange rates will apply, so check the fine print closely before committing to a transaction.

Tips for picking up cash in Belgium

  • Phone ahead to confirm the transfer agent’s location and opening hours.
  • Don’t visit an agent in an unsafe area.
  • Avoid picking up cash at night if possible.
  • Keep your cash hidden and don’t wave it around in public.
  • Avoid carrying the cash on your person for any longer than is necessary.
Back to top

Global Reach
Global Reach
Send money overseas in a few simple steps Lock in your exchange rate for up to two years Best exchange rate guarantee Personalised quotes and professional customer service
WorldRemit
WorldRemit
Use the code 3FREE to pay no fees on your first three money transfers Choose how you want to send your money - via bank transfer, cash pickup or mobile money Instant money transfers available
Currencies Direct
Currencies Direct
Currencies Direct make moving money abroad simple, swift and secure. Great rates, no fees and expert support whether you transfer online, over the phone or by app. Available in more than 200 countries and 40 currencies
TransferWise
TransferWise
Sign up and start sending money within minutes with this peer-to-peer transfer service Transfer money at the mid-market exchange rate No hidden fees Transfers from pounds typically only take one day
Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site