Ria Financial Services: An international money transfer review

ria (1)Ria Financial Services can help you send fast and cost-effective international money transfers across the globe.

Ria specialises in allowing its customers to send in-person cash transfers all around the globe. With more than 272,000 locations in 149 countries. It offers convenient locations, competitive exchange rates and friendly and professional customer service, and in many cases the money you send is ready to be collected within 15 minutes.

Ria Financial Services was founded in New York City in 1987 to help immigrants find a more affordable way to send money to their family overseas. Today it is a part of international payments company Euronet Worldwide, Inc, which processed around $79 billion worth of international money transfers, ATM and prepaid payments in 2012 alone.

Although Ria also offers online transfers to customers based in the USA, this service is currently unavailable for UK customers. We review their services below.

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  • Send money to bank accounts, phones or cash pick-up locations
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  • Send money to 195 countries in 60 different currencies

Compare Ria to other global money transfer providers

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 0 1 - 2 days GBP 0.00 1.087 EUR
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 50 2 days GBP 2.99 1.085 EUR
Send money online anytime, anywhere, with a simple to use platform and transparent fees and exchange rates shown upfront. Go to site Show details

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What are Ria’s exchange rates

Ria’s exchange rates fluctuate regularly in line with changes to global foreign exchange markets. The rates on offer are generally quite competitive and often provide better value than you will find from your bank, but it’s important that you compare exchange rates between providers at the time you want to place a transfer in order to find the best available deal.

You can find the exchange rate for a specific country by using our price calculator feature. Additionally, the exchange rate will also display during the send money process.

How much does it cost to transfer money with Ria?

The fees that apply to Ria money transfers vary depending on:

  • The amount of money you’re sending.
  • Where you are sending your transaction.
  • The method used to pay for your transaction.

The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.

Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.

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Minimum transfer amount and available countries

Whilst a minimum transfer amount is not listed on Ria’s website, it does say that you can only send a maximum amount of $2999.99 per money transfer, per day. Please also be advised that the maximum amount you can send in 30 days is $7,999.

If you would like to send more than this, you would need to visit one of Ria’s agent locations on get in contact with a Ria agent for more information.

With more than 272,000 locations around the world, Ria allows you to send in-person cash transfers to 149 countries. The countries that you can send money from with Ria and receive money from with Ria are listed below.

Send Locations Include:

  • Canada (CAD)
  • Chile (CLP)
  • United States (USD)
  • Puerto Rico (USD)
  • Belgium (EUR)
  • Denmark (DKK)
  • Finland (EUR)
  • France (EUR)
  • Germany (EUR)
  • Ireland (EUR)
  • Italy (EUR)
  • Kosovo (EUR)
  • Luxembourg (EUR)
  • Netherlands (EUR)
  • Norway (NOK)
  • Poland (PLN)
  • Spain (EUR)
  • Sweden (SEK)
  • Switzerland (CHF)
  • Ukraine (EUR)
  • United Kingdom (GBP)
  • Australia (AUD)
  • New Zealand (NZD)

Receive Locations Include:

  • Albania (ALL)
  • Algeria (DZD)
  • Argentina (ARS)
  • Australia (AUD)
  • Austria (EUR)
  • Bahrain (BHD)
  • Bangladesh (BDT)
  • Belarus (BYR)
  • Belgium (EUR)
  • Bermuda (BMD)
  • Bolivia (BOB)
  • Bosnia and Herzegovina (BAM)
  • Brazil (BRL)
  • Bulgaria (BGN)
  • Cambodia (KHR)
  • Canada (CAD)
  • China (CNY)
  • Colombia (COP)
  • Costa Rica (CRC)
  • Côte d’Ivoire (XOF)
  • Croatia (HRK)
  • Denmark (DKK)
  • Ecuador (USD)
  • Egypt (EGP)
  • El Salvador (USD)
  • Estonia (EUR)
  • Ethiopia (ETB)
  • Fiji (FJD)
  • Finland (EUR)
  • France (EUR)
  • Gambia (GMD)
  • Georgia (GEL)
  • Germany (EUR)
  • Ghana (GHS)
  • Greece (EUR)
  • Guatemala (GTQ)
  • Honduras (HNL)
  • Hong Kong (HKD)
  • Hungary (HUF)
  • Iceland (ISK)
  • India (INR)
  • Indonesia (IDR)
  • Ireland (EUR)
  • Israel (ILS)
  • Italy (EUR)
  • Jamaica (JMD)
  • Japan (JPY)
  • Jordan (JOD)
  • Kenya (KES)
  • Laos (LAK)
  • Latvia (LVL)
  • Liberia (LRD)
  • Lithuania (EUR)
  • Luxemborg (EUR)
  • Mexico (MXN)
  • Montenegro (EUR)
  • Morocco (MAD)
  • Mozambique (MZN)
  • Myanmar (MMK)
  • Nepal (NPR)
  • Netherlands (EUR)
  • New Zealand (NZD)
  • Nicaragua (NIO)
  • Nigeria (NGN)
  • Norway (NOK)
  • Oman (OMR)
  • Pakistan (PRK)
  • Panama (USD)
  • Peru (PEN)
  • Philippines (PHP)
  • Poland (PLN)
  • Portugal (EUR)
  • Puerto Rico (USD)
  • Qatar (QAR)
  • Romania (RON)
  • Russia (RUB)
  • Rwanda (RWF)
  • Senegal (XOF)
  • Serbia (RSD)
  • Seychelles (SCR)
  • Sierra Leone (SLL)
  • Slovenia (EUR)
  • Spain (EUR)
  • Sri Lanka (LKR)
  • Sweden (SEK)
  • Switzerland (CHF)
  • Taiwan (TWD)
  • Tajikistan (TJS)
  • Tanzania (TZS)
  • Thailand (THB)
  • Timor-Leste (USD)
  • Togo (CFA)
  • Tonga (TOP)
  • Trinidad and Tobago (TTD)
  • Turkey (TRY)
  • Uganda (UGX)
  • Ukraine (EUR)
  • United Arab Emirates UAE (AED)
  • United Kingdom (GBP)
  • Uruguay (UYU)
  • USA (USD)
  • Vanuatu (VUV)
  • Venezuela (VEF)
  • Vietnam (VND)
  • Yemen (YER)
  • Zambia (ZMK)
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What types of transfers can you carry out with Ria?

Ria offers one-off cash transfers to locations in 149 countries. More advanced options, such as forward contracts or setting up recurring payments, are currently unavailable. Transfers you send are paid for in cash, which your beneficiary can then collect from their nearest Ria branch location.

If you ever have a question or need assistance with a particular transfer, Ria offers a handy online FAQ section that deals with a few common problems. Alternatively, you can visit your nearest branch for assistance, track a transfer online or phone the customer service hotline.

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The registration and transfer process

Ria intends to make money transfers as simple as possible.

New Users
You will need to sign up for a free Ria account as part of your first transfer:

  1. Specify how much money you want to send and the country you’re sending it to.
  2. Select how you will pay for your transfer: debit card, credit card or bank account.
  3. Use Ria’s price calculator to determine your exchange rate and fees for the transaction.
  4. Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
  5. Enter your recipient’s information.
  6. Register for an account with Ria.

Once you’ve set up your account, your transfers funded by credit or debit card are processed in about 15 minutes, while bank account transfers can take up to four business days to process.

Returning Users
The process for returning users is even quicker:

  1. Sign in to your account dashboard and select your recipient.
  2. Confirm your recipient’s information, your payment information and transfer details.
  3. Submit your transfer.

Ria screenshot - UK registration unavailable

  • Please Note: Ria does not currently allow UK users to register with them, however if you visit their website and register your email with them they will send you a notification as soon as this changes.
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What are the pros and cons of using Ria?


  • Competitive exchange rates. Compare Ria’s exchange rates with those offered by your bank and other money transfer providers to see whether they offer value for money.
  • Send money around the world. Thanks to its extensive worldwide transfer network, Ria makes it possible to send money to 149 countries.
  • Fast transfers. In many cases, your recipient will be able to collect the cash you transfer within 15 minutes.


  • In-person transfers only. Ria does not offer the flexibility of placing transfers online to its UK customers.
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What other products and services does Ria offer?

  • Currency exchange. Ria’s currency exchange service combines competitive exchange rates with fast and friendly service when you need to obtain travel money for your next holiday.
  • Mobile top-up. Visit a Ria location to purchase minutes for your own mobile phone or to top off a friend or relative’s phone anywhere in the world.
  • Euronet ATM Payouts. If you’re sending a Ria money transfer to Poland, your recipient can access the cash you send through more than 1,900 Euronet ATMs across the country.

Frequently asked questions

Ria Financial Services offers a fast and convenient solution when you need to send money overseas. Before you select Ria or any money transfer provider to handle your transaction, however, compare a range of transfer options to ensure that you find value for money.

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2 Responses

  1. Default Gravatar
    AnnNovember 10, 2017

    How much does it cost to send £2,500, £1,500 and £1,000 to the US?

    • Avatarfinder Customer Care
      JonathanNovember 10, 2017Staff

      Hi Ann,

      Thank you for your inquiry.

      You may visit one of their authorized agents in your area for more details. If you are placing your order on their site, the actual service fee for your transaction will be shown after all of the details have been entered. If you choose to proceed, the service fee will be deducted from your checking account or credit card along with the amount of the money transfer itself.

      Hope this helps.


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