Guide to IHG Rewards Club program

How to earn and redeem an assortment of hotel perks and benefits.


IHG is the world’s largest hotel company, so it could be easy for frequent travellers to build up points and earn rewards quickly.

You can earn points whenever you spend money with its brands, including: InterContinental, Crowne Plaza, Hotel Indigo, Kimpton, Holiday Inn, Holiday Inn Express, Regent, Staybridge Suites and Candlewood Suites. Your points total will also grow when you travel, dine and shop with IHG’s partners.

You can use the points to discount the cost of future stays at IHG hotels. Alternatively, they can be used to purchase items from IHG’s online catalogue, gift cards for a range of restaurants and retailers, or air miles with a selection of connected airlines.

How can I earn points?

There are two primary methods: spending money with IHG hotels and partners, or spending with eligible credit cards.

You can create an IHG Rewards Club account for free online and enter your details whenever you make a purchase eligible for reward points.

However, with an IHG rewards credit card, you can earn reward points on all spending and an enhanced “earn-rate” when you spend with the IHG brand. What’s more, these credit cards typically offer a sizeable amount of points as a “welcome bonus” just for signing up.

Compare credit cards that earn IHG Rewards Club points

Table: sorted by representative APR, promoted deals first
Data indicated here is updated daily
Name Product Max. intro bonus Default earn-rate Annual/monthly fees Rep. APR Link Incentive Representative example
IHG Rewards Club Credit Card Mastercard
10,000 points
1 point per £1 spent
22.9% (variable)
More Info
Receive 1 IHG Rewards Club point for every £1 spent in the UK. 2 IHG Rewards Club points for every £1 spent at any IHG location in the UK and 2 IHG Rewards Club points for every £1 spent abroad.
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).

Compare up to 4 providers

Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

Loyalty program elite levels

The IHG Rewards Club has four levels of membership: Club Member, Gold Elite Member, Platinum Elite Member and Spire Elite Member.

To qualify for each tier, you’ll need to have booked a minimum amount of nights at IHG hotels and earned a minimum amount of reward points, although IHG Rewards credit card holders are automatically moved up to Platinum Elite Member status.

The higher your level of membership, the more benefits you’ll have access to. You’ll also earn more points per purchase.

Click below to learn more about the qualifying criteria and benefits associated with each membership level.

Frequently asked questions

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