How to write a cheque
Need to double check before you write a cheque? Avoid any embarrassing bouncing situations by following this easy step by step guide.
Here’s what your cheque should look like:
Now here’s what to do:
- Write the date. In the top right corner, next to a box or line that says ‘Date’ there is a space for you to write the date. Always write the same date that you signed the cheque on, as this is a legal requirement.
- Write the recipient. Find the line that has ‘Pay’ written before it. That is where you identify the payee. If it’s a person, write their first and surnames. If it’s a company, make sure you have their company name correct for payments, only using acronyms if it is expressly asked for, and write that. You can also write ‘cash’ here, and that means anyone can take the cheque to the bank and get the cash from your account.
- Write the amount. Next to the pound sign (£) write the amount of money you want taken out of your account. Write this in figures, including the amount of pennies, even if that amount is zero. For example, if the amount is fifty pounds, write ‘50.00’ next to the pound sign.
- Write the amount (again). This time, you need to write the amount with letters on the line under the ‘pay’ line, making sure that no one can add to the amount you’ve written. If the amount is £50, write ‘fifty pounds only’ or just ‘fifty pounds’ with a line going from the end of the word through to the end of the line. This will mean that no one can write a cheeky addition and change the amount.
- Sign the cheque. In the bottom right corner there is a space for your signature. If you don’t sign there, the cheque won’t be valid, so this is a really important step.
- Fill out the ‘memo’ section (optional). It’s always good to keep a record of your outgoings, and with cheques this is the easiest way. Write the details of the check in the section before the tear away to the left of the cheque, and you’ll never forget a cheque again.
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