How to get a P45

Be tax-fortified with your very own P45. Learn what it is and how to get it now!

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A P45 is pretty useful if you’re switching jobs or if you’re leaving one job and plan on having another at some point. But what is a P45? Why do you need a P45? And, essentially, how do you get one?

What is a P45?

A P45 is the document you receive when you leave a job, and it contains all the information a new employer will need about your old salary, your tax code, and how much tax you’ve paid during your previous employment. It’s a legal requirement for employers to send a P45 to all ex-employees after they’ve left.

It’s made of four parts:

  • Part 1. Your employer sends this to HMRC.
  • Part 1A. A copy of part 1 that’s for you to keep.
  • Part 2 and 3. These are for your new employer.

Why do you need a P45?

A P45 is an important document, both for tax purposes and for any new employers.

If you start a new job, the tax code on your P45 will be used by your employer to work out how much tax needs to be deducted from your salary. Without the P45, you may end up paying too much or too little.

If you’re leaving work to receive a pension, your pension provider will need to know your tax code in order to work out payments.

How do I get a P45: step by step guide

  1. You shouldn’t need to do anything. If you leave work, your old employer should automatically send you a P45.
  2. Ask nicely. If you don’t get your P45 within a few weeks after you’ve left your old job, you should contact the company and ask for it.
  3. Ask again, less nicely. If your old employer still doesn’t send you your P45, or says it can’t, remind them that it is a legal obligation to provide all ex-employees with a P45. If it can’t provide that, the company is breaking the law and you should contact HMRC about it.
  4. If you lose your P45… You cannot get a replacement. Instead a new employer will have to provide you with a “starter checklist” or ask for the relevant details from you.
  5. If you’re starting your first job/taking on a second one. Then don’t worry, you’re not supposed to have a P45. Again, your new employer will have to ask you the relevant questions and figure out how much taxes you’re supposed to pay. The “starter checklist” also includes questions on any other jobs or benefits you may have and will help your employer make sure your taxes are calculated correctly.

Frequently asked questions

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57 Responses

  1. Default Gravatar
    DavidApril 1, 2020

    Hi

    I have lost my p45 and I need it to do my tax return what options do I have?

    My accountant needs my p45.

    • Avatarfinder Customer Care
      nikkiangcoApril 2, 2020Staff

      Hi David,

      Thanks for contacting Finder and I hope you are well.

      If you have lost your P45, you would need your new employer to provide you with a “starter checklist” or ask for the relevant details from you to provide you a P45. Unfortunately, you aren’t able to get a replacement from your old employer.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  2. Default Gravatar
    JoeApril 1, 2020

    Hi can my ex employer send my p45 by email?

    • Avatarfinder Customer Care
      nikkiangcoApril 2, 2020Staff

      Hi Joe,

      Thanks for reaching out to Finder! I hope you are well.

      I understand you want to know if your employer can send a P45 via email. It’s helpful to know that a P45 is a “legal” document and you can only get one copy from an employer and it must be on a specifically produced document either using the HMRC stationary, or reproduced using specific software.

      Given this, your P45 cannot be emailed by your ex-employer.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  3. Default Gravatar
    PanosApril 1, 2020

    Hello there,
    Hope you’re well,
    I’ve been facing problems with my old one employer. Doesn’t want to pay me and give me my p45. I’ve been sent my payslip though. What shall I do?

    Kind regards,
    Panos

    • Avatarfinder Customer Care
      nikkiangcoApril 2, 2020Staff

      Hi Panos,

      Thanks for reaching out to Finder! I hope you are well.

      I’m sorry to hear you are facing problems getting your P45 from your ex-employer. It’s helpful to know that as your payment is important so is their obligation to give you your P45. If it can’t provide that, the company is breaking the law and you should contact HMRC about it.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  4. Default Gravatar
    SophieMarch 11, 2020

    Hi
    Does the P45 get sent my home address or my work address as I have not yet received mine.

    • Avatarfinder Customer Care
      nikkiangcoMarch 12, 2020Staff

      Hi Sophie,

      Thanks for your comment and I hope you are well.

      As your P45 is sent by your ex-employer, you should contact your employer and ask where they sent your P45. Thanks for your comment and I hope you are well.

      Best,
      Nikki

  5. Default Gravatar
    VeronikaMarch 11, 2020

    Hi. I worked in UK 7 mounths ago. After finished my job I waited few weeks for P45 but I didn’t get it, then I contacted them about it but I haven’t got any answer, after few days I tried it again but without answer top. Now I still haven’t got P45. Can you help me with that? Thank you

    • Avatarfinder Customer Care
      nikkiangcoMarch 12, 2020Staff

      Hi Veronika,

      Thanks for your comment and I hope you are well. Sorry to hear you haven’t received your P45. As it is a legal obligation for any employer to give their ex-employee a P45, you must contact them again to ask for the P45. Otherwise, if they can’t provide that, the company is breaking the law and you should contact HMRC about it.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  6. Default Gravatar
    JennyJuly 31, 2019

    How long after I leave a company does an employee have to send me by last payslip and p45?

    Requested it at beginning of month for June pay (last pay) and haven’t received it

    • Avatarfinder Customer Care
      nikkiangcoAugust 1, 2019Staff

      Hi Jenny,

      Thanks for your question! As it says on our page – If you leave work, your old employer should automatically send you a P45, and if they don’t you should contact them to remind them that it is a legal obligation to provide all ex-employees with a P45. If your old employer still doesn’t send you your P45, or says it can’t, you can also ask for a “statement of earnings”. If it can’t provide that, the company is breaking the law and you should contact HMRC about it.

      If you lose your P45 you cannot get a replacement. Instead, a new employer will have to provide you with a “starter checklist” or ask for the relevant details from you.

      Hope this was helpful. Should you need any clarifications, feel free to message back and we can advise you accordingly.

      Best,
      Nikki

  7. Default Gravatar
    TaliaJuly 29, 2019

    My ex employer overpaid me and is now asking for the extra amount back. I have asked to set up a payment plan. She rejected this and told me she was putting my P45 on hold until I send her the remaining amount. Is this legal?

    • Avatarfinder Customer Care
      JhezJuly 30, 2019Staff

      Hi Talia,

      Thank you for your comment.

      An employer must provide you with P45 parts 1A, 2 and 3. They are legally required to give you your P45. They must do this without unreasonable delay. As for the other side of things, if they have overpaid you then you need to pay that over payment back. If they still refused to give you your P45, then the next step is to contact HMRC.

      Regards,
      Jhezelyn

  8. Default Gravatar
    MichaelJuly 25, 2019

    I wrote a statement about dismissal more than a month ago, then wrote a SMS, no p45 or p60 , no peyslips , what should I do?

    • Avatarfinder Customer Care
      fayemanuelJuly 25, 2019Staff

      Hi Michael,

      Thanks for contacting Finder.

      If you leave work, your old employer should automatically send you a P45, and if they don’t you should contact them to remind them that it is a legal obligation to provide all ex-employees with a P45. If your employer is unreachable and won’t provide you access to your P45, they are breaking the law and you should contact the HMRC on 0300 200 3300 or visit their official page for more info on P45.

      I hope this helps.

      Kind Regards,

      Faye

  9. Default Gravatar
    judeJuly 4, 2019

    My employer is making me redundant and has sent a PDF stating after I have left the company I need to access a link (they will hold open my access for 90 days) in order to download my P45 to print it. I take exception to this as their software does not allow me to logon successfully, does not provide any contact for assistance and advises I cannot get a password sent or register as I have not ‘set up any security questions’. I don’t have a windows PC at home and although the only HR employees are located offshored in the Czech Republic, if you say that they must send it through the post as they are legally obliged to do so I wonder why it is that they are making 2,000 UK employees do this instead, are they in breach of UK law by providing a link which in this case does not seem accessible to me anyway? Thanks

    • Avatarfinder Customer Care
      fayemanuelJuly 5, 2019Staff

      Hi Jude,

      Thanks for contacting Finder.

      If your employer is unreachable and won’t provide you access to your P45, they are breaking the law and you should contact the HMRC on 0300 200 3300 or visit their official page for more info on P45.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Faye

  10. Default Gravatar
    MatildaMay 26, 2019

    Hello, If i stay on the bank, when i hand my notice in, will i still get my P45, thank you

    • Avatarfinder Customer Care
      fayemanuelMay 27, 2019Staff

      Hi Matilda,

      Thank you for getting in touch with Finder.
      You will receive your P45 when you leave a job. Kindly remind them that it is a legal obligation to provide all ex-employees with a P45.

      Hope this helps!

      Best,
      Faye

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