Towergate Landlord Insurance
- Loss of rent cover
- Accidental damage included as standard
- Cover for residential, commercial or mixed-use property
Landlord insurance could protect you if something goes wrong with your rental property. It’s not mandatory to have this type of cover but it could offer you peace of mind that you won’t be out of pocket if the unexpected happens.
The landlord insurance offered through Towergate Insurance claims to offer discounts to experienced landlords with no previous claims and those with a large rental property portfolio. It can offer building cover and contents cover separately, with accidental damage coming as standard for both private and commercial properties. Here’s what else we think you should know.
Towergate Landlord Insurance
Towergate Insurance is a specialist insurance provider that was created in 1997.
Since it began, it has acquired more than 300 specialist insurance companies and also arranges a number of personal and commercial financial products, including landlord, static and touring caravan, car, boat, travel, home and commercial vehicle insurance amongst others.
While Towergate Insurance does have a broker division that works with a number of insurers for other financial products such as landlord insurance, other policies are provided directly by Towergate Underwriting Group Ltd.
Towergate Insurance is a trading name of Towergate Underwriting Group Ltd.
Towergate Insurance’s landlord insurance includes a range of features. Some of these features include:
It’s not clear whether Towergate Insurance offers any additional protection that can be bolted onto a landlord insurance policy so you will need to contact Towergate directly.
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
You’ll find details about your excess in your policy document. However, the minimum excess with Towergate Insurance is £100.
There are a number of factors that can affect the cost of your Towergate Insurance landlord insurance premium, including:
You can call the Towergate Insurance landlord claims line on 0344 892 1384 to make a claim. This claims line is open Monday – Thursday between 8.30am-5.30pm and Fridays 8.30am-5pm. Alternatively, you can visit the Towergate Insurance website to find the relevant email address in order to make a claim online.
You’ll need to have your insurance policy details as well as all facts about any incident to hand.
Depending on the nature of your claim, you will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible. Failure to do this could result in a rejected claim later on.
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