Premierline landlord insurance review

Premierline offers specialised policies for commercial or residential landlords.

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Premierline
Premierline landlord insurance

Find your perfect cover with Premierline

  • Protect your business with cover from a wide range of insurance companies
  • Monthly payment options available
  • Get insurance tailored to your needs
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What is Premierline?

Premierline is an insurance broker service specialising in cover for UK businesses, from micro SMEs to bigger corporations. It also offers commercial property and landlord insurance, with dedicated policies for a range of buildings for both residential and commercial landlords.

Types of Premierline landlord insurance

  • Residential landlord insurance
  • Commercial property landlord insurance
  • Block of flats landlord insurance
  • Student accommodation landlord insurance
  • Office insurance

What is covered under my policy?

Landlord insurance will generally cover the cost of damage caused to your building from things like fire, flood, theft and malicious damage. As Premierline is an insurance broker service, the cover offered by a specific policy will vary based on the provider, so you are free to apply for insurance that can be tailored to your specific needs, including the following additional cover options:

Optional extras

  • Buildings cover
  • Business interruption
  • Loss of rent
  • Contents cover
  • Employers’ liability
  • Legal protection
  • Product liability
  • Public liability

What is my excess?

Your insurance excess is the amount you have to pay in the event you need to make a claim on your landlord insurance. The specific size of your excess will depend on a number of factors including the type and range of cover you need, as well as the size of your insurance premiums.

When you apply for landlord insurance, your excess will be listed in the policy document. You may also be able to reduce the size of your ongoing premiums by opting to pay a higher excess.

How much does it cost?

The cost of your Premierline landlord insurance will be determined by factors including:

  • The type of cover you need
  • Any optional extras
  • Your excess amount
  • The specific provider

What is the Premierline landlord insurance claims process?

Premierline offers landlord insurance from a range of providers, so your personal claims process will vary based on which insurance company is actually providing your cover. You can find out how to make a claim in your policy document.

Most insurers allow you to make a claim via phone, or by completing an online or paper claim form.

Premierline pros and cons

Pros

  • Cover from a wide range of brokers
  • Tailored policies for both commercial and residential landlords

Cons

  • Cost may vary significantly based on type of cover required

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