Can Golf Care give you the peace of mind you need where injury, theft and public liability are concerned?
Golf insurance can protect you when you need it most. Whether you’re regularly hitting the same course, or like to travel to try out new ones, it’s important to have the right level of protection against injury, public liability and theft of equipment.
Is Golf Care right for you? We’ll help you decide.
Golf Care Insurance
Who are Golf Care?
Golf Care are the UK’s biggest golf insurance specialists and have been around since 2003. They offer tailored cover, starting from as little as £24.49 per year.
What is covered under my policy?
All of the policies cover you for the theft, loss or damage of golf equipment, although the total value varies across policies. Other things covered by every policy includes:
- Public Liability cover
- Personal accident cover
- Golf equipment hire (in the event your’s has been lost, stolen or damaged)
- Dental treatment
- Accidental damage to third party property
- Hospitalisation
- Club subscription reimbursement
- Hole-in-one bar bill
- Cover whilst playing anywhere in the UK
What are my cover options with Golf Care?
At Golf Care, you’ll have a choice of four policies at your disposal: Bronze, Silver, Gold and Platinum. Which to choose depends on your circumstances.
Both Gold and Platinum insurance policies also cover you for personal possessions, and loss of any golfing trophies.
Compare each cover level side by side in the table below:
| Features | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Golf Equipment | £1,250 | £1,750 | £2,500 | £5,000 |
| Public liability | £5,000,000 | £5,000,000 | £5,000,000 | £5,000,000 |
| Personal accidents | £50,000 | £50,000 | £50,000 | £50,000 |
| New-for-old clubs and equipment | Up to 3yrs | Up to 3yrs | Up to 3yrs | Up to 3yrs |
| Territory | UK | UK | UK + Europe | Worldwide |
| Golf Equipment hire | £500 | £500 | £500 | £500 |
| Dental treatment | £500 | £500 | £500 | £500 |
| Accidental damage to third party property | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospitalisation | £25 per day | £25 per day | £25 per day | £25 per day |
| Club subscription reimbursement | £1,500 | £1,500 | £1,500 | £1,500 |
| Hole-In-One Bar Bill | £150 | £150 | £200 | £200 |
| Loss or damage of personal possessions | – | – | £250 | £250 |
| Loss of golfing trophies | – | – | £250 | £250 |
What is my excess?
Excess is the amount of money you have to contribute to each claim you make before Golf Care will pay out.
The amount of excess payable will depend on which policy level you have, as well as the nature of your claim. Read your policy schedule closely as all details of your excess will be outlined here.
What is the claims process for Golf Care?
In order to claim with Golf Care, you’ll need to contact the claims team either via telephone, letter or email.
All claims must have the relevant evidence to support said claim. Be it the original receipts, bank statements or police reports. The claims contact details are:
Email: newclaim.golfcare@davies-group.com
Phone number: 0800 112 4069
Address:
Golf Care Claims Department
Davies Group
PO BOX 2801
Hanley
Stoke on Trent
ST4 5DN
Golf Care Pros and Cons
Pros
- Choice of four different levels of cover
- Cover starts from just £24.49 per year
- Excellent TrustPilot reviews
Cons
- Not all cover inclusions are relevant to everyone. You may end up paying for something you don’t need
- Maximum golf equipment cover is £5,000. If your equipment exceeds this, you might need to look elsewhere