Golf Care insurance review

Can Golf Care give you the peace of mind you need where injury, theft and public liability are concerned?

Golf insurance can protect you when you need it most. Whether you’re regularly hitting the same course, or like to travel to try out new ones, it’s important to have the right level of protection against injury, public liability and theft of equipment.

Is Golf Care right for you? We’ll help you decide.

Golf Care

Golf Care Insurance

  • Hole-in-one bar bill cover
  • Three free rounds of golf with every policy
  • Four different policy options
  • New-for-old golf clubs and equipment cover
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Who are Golf Care?

Golf Care are the UK’s biggest golf insurance specialists and have been around since 2003. They offer tailored cover, starting from as little as £24.49 per year.

What is covered under my policy?

All of the policies cover you for the theft, loss or damage of golf equipment, although the total value varies across policies. Other things covered by every policy includes:

  • Public Liability cover
  • Personal accident cover
  • Golf equipment hire (in the event your’s has been lost, stolen or damaged)
  • Dental treatment
  • Accidental damage to third party property
  • Hospitalisation
  • Club subscription reimbursement
  • Hole-in-one bar bill
  • Cover whilst playing anywhere in the UK

What are my cover options with Golf Care?

At Golf Care, you’ll have a choice of four policies at your disposal: Bronze, Silver, Gold and Platinum. Which to choose depends on your circumstances.

If you choose the best selling basic coverage policy, you’ll be covered up to £1,250 for any lost, damaged or stolen equipment, and your Hole-in-one bar bill will be covered up to £150.

By upgrading to the Silver package, you’ll be covered for up to £1,750 for your equipment. Your Hole-in-one bar bill cover remains at £150.
Golfing in Europe? The Gold package will cover you throughout the UK and anywhere in Europe, as well as offering cover for up to £2,500 for your equipment and an increased Hole-in-one bar bill cover of £200.

If you’re after a premium package, Platinum is the one for you. Your equipment will be covered up to the value of £5,000, and you can travel wherever you want in the world whilst playing and remain covered.

Both Gold and Platinum insurance policies also cover you for personal possessions, and loss of any golfing trophies.

Compare each cover level side by side in the table below:

FeaturesBronzeSilverGoldPlatinum
Golf Equipment£1,250£1,750£2,500£5,000
Public liability£5,000,000£5,000,000£5,000,000£5,000,000
Personal accidents£50,000£50,000£50,000£50,000
New-for-old clubs and equipmentUp to 3yrsUp to 3yrsUp to 3yrsUp to 3yrs
TerritoryUKUKUK + EuropeWorldwide
Golf Equipment hire£500£500£500£500
Dental treatment£500£500£500£500
Accidental damage to
third party property
£2,000£2,000£2,000£2,000
Hospitalisation£25 per day£25 per day£25 per day£25 per day
Club subscription
reimbursement
£1,500£1,500£1,500£1,500
Hole-In-One Bar Bill£150£150£200£200
Loss or damage of personal
possessions
£250£250
Loss of golfing trophies£250£250

What is my excess?

Excess is the amount of money you have to contribute to each claim you make before Golf Care will pay out.

The amount of excess payable will depend on which policy level you have, as well as the nature of your claim. Read your policy schedule closely as all details of your excess will be outlined here.

What is the claims process for Golf Care?

In order to claim with Golf Care, you’ll need to contact the claims team either via telephone, letter or email.

All claims must have the relevant evidence to support said claim. Be it the original receipts, bank statements or police reports. The claims contact details are:

Email: newclaim.golfcare@davies-group.com

Phone number: 0800 112 4069

Address:
Golf Care Claims Department
Davies Group
PO BOX 2801
Hanley
Stoke on Trent
ST4 5DN

Golf Care Pros and Cons

Pros

  • Choice of four different levels of cover
  • Cover starts from just £24.49 per year
  • Excellent TrustPilot reviews

Cons

  • Not all cover inclusions are relevant to everyone. You may end up paying for something you don’t need
  • Maximum golf equipment cover is £5,000. If your equipment exceeds this, you might need to look elsewhere

Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
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