Find out everything you need to know about insuring your Golden Retriever.
Finding the right pet insurance is an important task for any dog-owner, but sometimes it’s hard to recognise which is the most beneficial for your beloved pup. The best type of insurance cover varies from breed to breed, with some breeds likely to require more medical attention than others.
Check out our guide to finding the best insurance for your Golden Retriever.
What type of insurance is best for Golden Retrievers?
When deciding which insurance is best for your Golden Retriever, it’s important to identify how each policy works in correlation with your dog’s health requirements.
A maximum benefit policy is well suited to the Golden Retriever breed. With this policy, there is no time limit, it is more affordable than a lifetime policy, and you can claim more than once for the same condition, something which is great for your Golden Retriever as they are prone to many ongoing health issues. However, it is vital to understand that once the financial limit in this policy has been reached for each condition, you will have to pay for the rest of the treatment yourself.
If this does not appeal to you, then a lifetime policy may be worth an investment. It has all of the same benefits as a maximum benefit policy but your financial limit for each condition resets every year the policy is renewed. A lifetime policy has more benefits, however, they are often the most expensive option.
Average pet insurance cost for Golden Retrievers
We ran a number of quotes from reputable and well-known pet insurance companies in order to provide you with an average figure. Our results estimated that, on average, you could pay £19.98 per month or an annual payment of £234.84 to insure your Golden Retriever with a lifetime policy. Alternatively, insuring your Golden Retriever on a maximum benefit policy costs an average of £19.15 a month or an annual payment of £218.52. To run these quotes, we used the following pet information:
- 4-years-old
- Male
- Not chipped
- Bought for £100
- Neutered
- Up to date with vaccinations
- No pre-existing conditions
- Non aggressive
Providers that offer insurance for Golden Retrievers
Check out the below insurers and see if you can find the right pet insurance policy for your retriever.
Common health problems for Golden Retrievers
Whilst Golden Retrievers have a low susceptibility to illness, there are a number of common issues that your Golden Retriever may encounter over the course of its life. A number of these illnesses could become life-long, and thus it is important to be aware of them, and factor them into your pet insurance plan. Common illnesses for Golden Retrievers include:
- Joint issues such as arthritis
- Aural haematoma
- Tumours
- Epilepsy
- Hypothyroidism
Average treatment costs
When considering which pet insurance policy is best for you, it is useful to be aware of the average price of treatments for some of the common health issues your retriever is susceptible to. The right policy can limit the likelihood of having to shed out hundreds of pounds to cover the below treatment costs:
| Health Problem | Average treatment cost |
|---|---|
| Hypothyroidism | £150 |
| Epilepsy | £300 |
| Tumour | £620 |
| Aural haematoma | £280 |
| Arthritis | £230 |
Fun facts about Golden Retrievers
- Golden Retrievers are considered the 4th most intelligent dog breed.
- They love to swim.
- They are known to become sad when left alone for extended periods of time.
- They have been voted the 7th most popular dog in the UK.
*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.
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