Glint review

Find out more about the startup describing itself as a new global currency.

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Glint is a fintech app taking an interesting new approach to current accounts and finance. At its core, Glint works like many other challenger banks, providing a system for customers to spend their money from the convenient platform of their smartphone. However, Glint differs in one crucial area: rather than using the traditional currency, Glint is attempting to bring back gold.

What is Glint?

Glint felt that “it was unfair that money is prone to depreciate in ways we have no control over”, and sees the solution in gold. According to Glint, gold is a trustworthy form of money – an independent and more stable currency that gives some control back to the consumer.

With a Glint account, your transactions are backed by gold, and, because it isn’t exclusive to one country, you can make them anywhere.

How does Glint work?

Like most other challenger banks and fintech companies, Glint works almost entirely from your smartphone, with the exception of the physical card that they will send after registering.

Getting started is simple. Download the app from either the App Store or Google Play. Then register by entering your name and address. The process of receiving your card and completing your registration is just as streamlined. Once in the app, it’s easy to find your way around the home page.

Only the essentials are featured on the app. These include:

  • Currencies. From the homescreen, you can top up money in your account by bank transfer or via a debit or credit card. You can also buy and send gold using the Buy or Sell icon. Balances can be held in different currencies.
  • Markets. Glint has a collection of third-party providers offering a variety of services for you to choose from. Browse through them from here.
  • Profile. Customise your account, review settings and security, and even invite a friend to join.
  • Card. Here you can see your Glint Mastercard balance.

Using Glint abroad

Glint is a great travel tool. Not only can it be used anywhere via the app, but because gold’s value is recognised in many different countries you don’t have to struggle with exchanging currency. Additionally, because Glint uses Mastercard, your Glint card is accepted in over 30 million locations worldwide.

If you're travelling abroad

If you are heading overseas and are thinking about travel money, head to our travel money section for the cheapest deals on foreign currencies, or to our travel section for tips on how to get cheap flights!

Glint fees, limits and pricing

Opening a Glint account costs nothing, but Glint does come with a handful of fees and limits. These include:

  • The gold exchange fee comes with a charge of 0.5% of the transaction value. Similarly, the foreign exchange fee is 0.5% of the transaction value.
  • Point-of-sale transactions are free with a limit of £5,000 per day; ATM withdrawals cost £1.50 with a limit of £300 per day.
  • Topping up via debit or credit card is free, but is limited to £2,000 per day.
  • Bank transfers are free.
  • There is a monthly 0.02% gold storage and insurance fee.
  • Account closures cost nothing.

Is Glint safe?

Glint is regulated by the Financial Conduct Authority, meaning your money is always safe even in unforeseen circumstances. Your money and sensitive details are kept behind a password, and registration requires proper authentication before you are approved. You can only activate your card once it’s reached you, so if it’s stolen before it’s arrived it’s completely useless.

Pros and cons of Glint


  • Reasonable fees and limits.
  • Gold is not exclusive to one country.
  • Contactless debit card.
  • Simple and functional app design.
  • Quick and easy registration.
  • Great to travel with.
  • Safe and secure.
  • Fully registered with the FCA and PRA.


  • Gold is still vulnerable to market movements and its value can fluctuate.
  • Compared to other challenger banking apps, Glint’s app offers far less features to help manage your finances.
  • Traditional banks are still necessary for most of your banking and financial needs.

Our verdict

While Glint doesn’t work as a replacement for traditional banking services, it does make a great companion to them. The work that has gone into creating such a complex app definitely shows and could be well worth exploring.

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4 Responses

    Default Gravatar
    AylwardAugust 19, 2019

    Can the app be downloaded onto a Windows 7 laptop? Can it be used from there?

      Avatarfinder Customer Care
      CharisseAugust 19, 2019Staff

      Hi Aylward,

      Thanks for reaching out to Finder.

      Glint app can’t be downloaded onto a Windows 7 laptop. Currently, you can only access the Glint App via an iOs and Android systems.

      I hope this helps.


    Default Gravatar
    TonyNovember 5, 2018

    How do I know that the money I put into Glint is actually backed up by gold? Other than them simply telling me so?

      Avatarfinder Customer Care
      JoshuaNovember 19, 2018Staff

      Hi Tony,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      It is worth noting that Glint is regulated by the Financial Conduct Authority (FCA) and this only happens if you meet verification, assessment, and background check by the FCA. For this reason, it is safe to say that Glint’s claims are true, which include that your money is backed up by gold.

      Another way for you to check is to visit their website. You can directly get in touch with them and ask them questions. They can explain to you why they can be trusted.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


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