Samsung Galaxy insurance

Learn how Samsung Galaxy insurance works, the level of cover you can expect and whether it's worth getting.

Name Product Cover for Maximum cover Excess Monthly costs
Endsleigh gadget insurance
Endsleigh gadget insurance
Smartphones, tablets, laptops, Apple Watches.
From £3.75
Mobiles, tablets, laptops
Quote dependent
Quote dependent
From £3.49
So sure insurance
So sure insurance
From £25
From £3.49
Switched on Insurance gadget
Switched on Insurance gadget
Smartphones, tablets, laptops and Apple Watches.
From £3.75

Compare up to 4 providers

What is Samsung Galaxy insurance?

Samsung Galaxy insurance is gadget insurance aimed at Samsung Galaxy mobile devices. It usually covers your phone against damage, theft and loss.

What is the Samsung Galaxy range?

Samsung Galaxy features a wide range of mobile phones, with the newest models including the Samsung Galaxy S20, Samsung Galaxy Note 20 Ultra, Samsung Galaxy S20 Plus, Galaxy A42 5G and Galaxy Z Fold2. Before the S20, S10 was the newest Galaxy model.

You can find the full range of Galaxy phones on the Samsung website.

Why shouldn’t I just use Samsung Care?

Samsung Care only covers mechanical failures, similar to a warranty. Samsung Care+ does cover accidental damage, but claims are limited to four claims over two years. Theft and loss are not covered, nor are you covered overseas.

Many Samsung insurance polices do offer cover for theft and loss, and some also cover you abroad. This means that it’s likely you will be able to find a better, more comprehensive deal away from Samsung Care+, but make sure to compare prices and what’s included in every policy on offer, as benefits do vary.

What is the cost for Samsung Galaxy repairs out of warranty?

This will depend on the damage done and the model you own. Newer, more expensive models are likely to cost more to fix.

Generally speaking, repairs for Samsung devices usually range between £40-£300.

What does Samsung Galaxy insurance cover?

The exact specifications of cover will vary by provider and level of cover you choose, but Samsung Galaxy insurance usually includes the following:

  • Accidental damage (some include cracked screens)
  • Liquid damage
  • Mechanical breakdown (out of warranty)
  • Loss/theft
  • Malicious damage
  • Unauthorised usage
  • Replacement accessories

With some insurers, you may have to pay an extra fee for some of these benefits to be included in the cover.

Some insurance policies will also cover you for all of these situations overseas. You may also be covered while your device is in the possession of an immediate family member.

How to get the best Samsung Galaxy insurance

Best means different things to different people, but here are some steps you can take to find a great deal for you:

  1. Choose your level of cover. Most policies include accidental damage and theft as standard, and some also include loss and cover around the world. Decide what your essential elements are and look for a policy that includes them.
  2. Check if you’re already covered. Some UK banks offer cover for mobile phone and other gadgets with a bank account (though this may require a fee). If you have home insurance, your mobile phone might be included in the cover, but check whether that extends to cover outside of your home.
  3. Weigh up cost vs price of the phone. As part of your consideration, you should weigh up the cost of insurance versus how much it would cost you to repair or replace your phone yourself. For older models, this may not prove worthwhile. Remember to also consider any excess you will have to pay if you make a claim.
  4. Look at a multi-gadget policy. Some providers offer multi-gadget discounts, which can help if you are insuring a number of different gadgets.
  5. Compare policies and get a range of quotes. It always pays to shop around and compare providers to find a policy that gives you your desired level of cover.

How to claim on my Samsung Galaxy insurance policy

The claim process will differ depending on your insurance company. Some allow you to make a claim online, whereas with others you’ll need to call the claims team.

Either way, you’ll need to provide details of the device and the incident that led to the claim being made.

For damage claims, you might need to send the device to the insurance company, or obtain a quote to fix the damage from an approved repairer.

For loss and theft claims, you’ll need to inform the police and your network provider before making a claim. You’ll likely need to obtain a crime reference number from the police to make the claim.

Based on these details and the state of your device, the insurer will then make a decision about whether to repair or replace it.

Bottom line

Even if you got complimentary Samsung Care with the purchase of your device, getting extra protection will still be a good idea, as the warranty only covers mechanical breakdowns.

Before taking out a separate Samsung Galaxy insurance policy, make sure to check your home insurance to see if you’re already covered (but note whether the cover extends to when your device is away from the insured property).

When looking for a gadget insurance policy, make sure to shop around and compare policies to find the best deal for you.

Compare Samsung Galaxy insurance providers

Frequently asked questions about tablet insurance

More guides on Finder

  • Credit cards with travel insurance for 2022

    Find out whether a credit card with included travel insurance could work for you.

  • Plum pension review

    Plum’s clever micro-saving algorithm makes it easy to drip-feed your retirement savings. But is its personal pension worth having overall?

  • iWeb review

    We took a look at iWeb to find out about its products, features, fees and financial services. Read our guide to learn more about this platform.

  • Compare £8,000 personal loans

    Find out how much an £8,000 personal loan could cost you and how to get the best deal.

  • Nutmeg pension review

    Find out whether a Nutmeg pension is a good bet if you’re looking to open a new scheme or consolidate existing pensions.

  • Co-op Everyday Extra current account review

    Find out more about the Co-op Everyday Extra current account and how it works.

  • Low emission car insurance

    We explain how low emission cars could affect insurance and other costs, plus how to keep your insurance premium low.

  • Cat N insurance

    Read our guide to find out how to find insurance for your cat N write-off, average cost and whether or not you can keep your category N car.

  • Self-employed car insurance

    What you need to consider when taking out car insurance if you’re self-employed, and whether you can claim car insurance as a business expense.

  • Cat S insurance

    Learn how to find insurance for your Cat S write-off, average cost and whether you can keep your category S car.

    Ask an Expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site