Best sign-up bonus offers in the UK

Banking app
Revolut Standard Account logo
Go to site
T&Cs apply.
£20 sign-up bonus
Low overseas fees
Quick sign-up
Earn cashback on spending
Share trading app
Freetrade logo
Go to site
Capital at risk. T&Cs apply.
Free share up to £100
Choose from 6,200+ stocks
0% commission on trades
Up to 5% interest on cash
Investment funds
InvestEngine logo
Go to site
Capital at risk. T&Cs apply.
Up to £100 welcome bonus
Choose from 700+ ETFs
Invest commission-free
No platform fees
High street bank
Santander Everyday Current Account logo
Go to site
T&Cs apply.
Earn cashback when you spend
Easy to apply
No overeas fees for using Santander cash machines
No monthly fees

We have compiled a list of the best sign-up bonus offers and promotions from banks and banking apps in the UK. We check and update this guide on a weekly basis and each offer has its own set of terms and conditions that apply.
See if you could find a good deal!

BrandBonus typeProduct typeOffer detailsLink
RevolutSign-upBanking apps Get a sign-up bonus of £20 Get deal
FreetradeSign-upGeneral investment account Free stock worth £10-£100 Get deal
InvestEngineSign-upGeneral investment account Sign-up welcome bonus of £20-£100
MonzoRefer-a-friendBank account Free £10 when you refer a friend Get deal
RevolutRefer-a-friendBank account Earn up to £60 when you refer a friend Get deal
Revolut ProSign-upBusiness bank account Get a sign-up bonus of £20 Get deal
Quidco Sign-upCashback Get £30 cashback when you refer a friend Get deal
Topcashback Sign-upCashback Get £5 cashback when you refer a friend Get deal
gohenrySign-upKids bank account Get a £20 pocket money bonus for your child
nimblSign-upKids bank account Get £10 free pocket money plus your first month free Get deal
RemitlyRefer-a-friendMoney transfer Sign up and get £10 off your first transfer when you send £100
CurrencyfairRefer-a-friendMoney transfer Refer a friend and earn rewards Get deal
RaisinRefer-a-friendSavings account Get £50 bonus when you refer a friend Get deal
PlumSign-upSavings account Get £10 cashback after saving over £100 in your first 90 days Get deal
WealthifyRefer-a-friendShare trading £50 refer-a-friend cashback Get deal
Capital at risk
Scottish FriendlyRefer-a-friendShare trading £25 referral voucher
Capital at risk
Santander railcardSign-upStudent travel Free 16-25 railcard with Santander Student Get deal
CurrenseaRefer-a-friendTravel card Free £10 when you refer a friend Get deal
InvestEngineSign-upPension Sign-up welcome bonus of £20-£100
NutmegRefer-a-friendShare trading Free £50 when you refer a friend Get deal
Capital at risk

Why do banking apps offer sign-up deals?

Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to incrase their customer base.

Are there any catches?

Sometimes there will be some extra hoops to jump through to get the bonus. This could be something like depositing a certain amount of money in the account and keeping it there for a certain amount of time or making a number of qualifying transactions. You may also need to offer a current account to access a savings account, or vice versa. Just make sure you’re aware of the eligibility criteria and be sure you can fulfil it.

Will a reward impact my credit score?

There normally isn’t an impact on your credit score just from accepting a sign-up bonus or earning rewards from your account. But if you’ve switched current accounts to get an offer or reward, there’s a chance this can temporarily affect your credit score. When you open a new account, banks normally do a hard credit search, which shows up on your credit file.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.