Review: England.pl international money transfers

With free transfers over £100 and very competitive exchange rates, England.pl offers a competitive option to send money between the UK and Poland.

Updated

Fact checked
This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

  • Good for speedy and secure transfers to Poland.
  • Not so good for small transfers under £100.

England.pl exchange rates and fees

England.pl charges £3 for transfers under £100, but all transfers over £100 are free.

It also adds a margin to the mid-market exchange rate, but at the time of writing (14 February 2020), this was quite small compared with some other UK-to-Poland transfer services.

Available currencies

England.pl is exclusively for sending money from the UK to Poland, so only offers GBP to PLN transfers.

What types of transfers can you make with England.pl?

England.pl lets you send money to all zloty bank accounts in Poland. Once you go through its online verification process, you can transfer up to £10,000 a day.

How long does a transfer with England.pl take?

England.pl claims that transactions are usually carried out within an hour of payment. Payments made before 2pm will be sent to the recipient’s zloty account on the same day. Those made after 2pm will be in the recipient’s account by the next working day at the latest.

What payment methods does England.pl accept?

If you’re sending less than £100, you can pay by card, but it includes a £3 fee. If it’s over £100, then you’ll need to pay by bank transfer.

Transfers typically takeClock icon for transfer speed

1 day

Is England.pl safe to use?

  • Regulation: Regulated by the Polish Financial Supervision Authority (KNF).
  • Security: Encryption, SSL with 128-bit encryption, GeoTrust certified, GG codes (which is like two-factor authentication).
  • Established: 2005.
  • Customers: More than 70,000*.
  • Reviews: 4.7 out of 5 on Trustpilot, based on more than 100 reviews*.
*According to England.pl and Trustpilot on 14 February 2020.

How does England.pl make money?

England.pl makes money by charging transfer fees. It also adds a small margin to the interbank exchange rate, which is why the exchange rate you might see on Google is slightly different to the one England.pl is quoting.

How to register an account and make your first money transfer

What is England.pl?

England.pl has been running money transfers between the UK and Poland since 2005, transferring £75 million a year for more than 70,000 registered customers.

It says its aim is to make life easier for all Polish people living in the UK by offering simple, cheap and fast transfers between the two countries.

In a nutshell

Pros

  • No transfer fees for some transfers. You avoid transfer fees only if you’re sending more than £100.
  • Competitive exchange rates. You can check out live rates on its homepage.
  • Fast transfers. If you send money before 2pm, the recipient will get it on the same day.
  • Secure sign-up. Extra measures include email and two-step verification.
  • Live chat and Skype instant messaging. The customer service team is available from 6am to 5pm Monday to Friday.

Cons

  • £3 fee for payments under £100. The fee can be problematic if you want to pay for utility bills.
  • No cash pick-up. You can only make bank transfers.
  • Poland/UK only. The service is only for sending money between the two countries.
  • Potential language issues. Its website is translated clearly into English, but be aware the support team is based in Poland.

How does England.pl compare to other services?

Table: sorted by promoted deals first
Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Data updated regularly
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
TransferWise for large transfers
Within an hour
From £3.75

View details
TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
TorFX
24 hours
£0

View details
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
SpartanFX
24 hours
£0

View details
SpartanFX has fee-free transfers, a best exchange rate guarantee and personalised one-to-one support for every customer.
Universal Partners FX
24 hours
£0

View details
Universal Partners FX offers competitive exchange rates and same-day transfers in 100+ currencies.
PagoFX for large transfers
Within an hour
Varies

View details
PagoFX offers fast and cheap international money transfers from the UK and is backed by Santander.
Currencies Direct
Within an hour
£0

View details
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates.
CurrencyTransfer
24 hours
£0

View details
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Central FX
24 hours
£0

View details
CentralFX's dedicated team will guide you or your business from first call to final payment.
TransferWise
Within an hour
From £3.75

View details
TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
PagoFX
Within an hour
Varies

View details
PagoFX offers fast and cheap international money transfers from the UK and is backed by Santander.
XE Money Transfers
24 hours
£0
SPECIAL OFFER ✓ Zero fees on your first 10 transfers

View details
XE has fast transfers with no fees and a range of foreign currency tools.
Azimo
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

View details
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
CurrencyFair
24 hours
€3
SPECIAL OFFER ✓ Zero fees on your first 10 transfers

View details
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From £1.49
SPECIAL OFFER ✓ Free transfers and better exchange rates for new customers

View details
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within an hour
From £1.99
SPECIAL OFFER ✓ Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
loading

Compare up to 4 providers

Back to top

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site