England.pl international money transfers review

England.pl specialises in sending money between the UK and Poland, offering free transfers over £2,000 and competitive exchange rates.

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  • Good for speedy and secure transfers to Poland.
  • Not so great for smaller transfers.

England.pl’s selling point is that it specialises in free money transfers between the UK and Poland. It has been operating since 2005 and has 70,000 registered customers and transfers £73m a year. Its focus is to make life easier for Polish people living in the UK by offering simple, cheap and fast transfers between the two countries. Transfers over £2,000 are processed for free, and transfers can be sent within one hour. However, there is no cash pickup option and there are set fees for smaller transfer amounts.

Why should I consider England.pl

  • No transfer fees for some transfers. England.pl offers free transfers for amounts over £2,000.
  • Competitive exchange rates. You can check out live rates on its homepage.
  • Fast transfers. Money can be sent within one hour, depending on the transfer method.
  • Secure sign-up. Extra measures include email and two-step verification.

What to be aware of

  • Fees for smaller transfers. Transfers below £2,000 carry a fee of £2, which can be problematic if you want to pay for utility bills.
  • No cash pickup. You can only make bank transfers.
  • Poland/UK only. The service is only for sending money between the two countries.

How much are England.pl’s international transfer fees?

England.pl charges £2 for transfers under £2,000, but all transfers over £2,000 are free. If you are planning on making smaller transfers, it may be worth comparing other international money transfer provider’s fees as well.

How are England.pl’s exchange rates?

The same as other money transfer providers, England.pl adds a margin on top of the mid-market exchange rate for international transfers. Therefore, it is best to compare the displayed rate on England.pl with the current interbank rate to work out the size of this margin. England.pl displays live rates on its homepage.

What are the ways I can send money abroad with England.pl?

England.pl lets you send money to all zloty bank accounts in Poland. Once you have completed the online verification process, you can transfer up to £50,000 in a single transaction.

What payment methods does England.pl accept?

If you’re sending less than £200, you can pay by card. If it’s over £200, then you’ll need to pay by bank transfer.

How long does an international transfer with England.pl take?

England.pl claims that transactions are usually carried out within an hour of payment. Payments made before 2pm will be sent to the recipient’s zloty account on the same day. Those made after 2pm will be in the recipient’s account by the next working day at the latest.

Transfers typically takeClock icon for transfer speed

1 day

How to make your first international transfer with England.pl

Before making your first international transfer you will need to register an account by completing the following steps:

Registering an account

Making an international money transfer with England.pl

Once you have completed the registration process, you can make your first money transfer.

  1. Log into your Client Panel.
  2. Choose the country you’re transferring to (Poland or England) and add your recipient’s details.
  3. Add the payment details, including how much you’d like to send and how you’d like the recipient to get the money.
  4. If you are sending more than €1,000 you will need to provide proof of identity, such as your passport or driving license.
  5. Pay for the transfer by making a bank transfer or paying by card. You and the recipient will get automatic confirmation that the transfer has taken place.

Is England.pl safe to use?

  • Regulation: Regulated by the Polish Financial Supervision Authority (KNF).
  • Security: Encryption, SSL with 128-bit encryption, GeoTrust certified, GG codes (which is like two-factor authentication).
  • Established: 2005.
  • Customers: More than 70,000*.
  • Reviews: 4.7 out of 5 on Trustpilot, based on more than 100 reviews*.
*According to England.pl and Trustpilot on 14 February 2020.

How does England.pl compare to other services?

If you want to see how England.pl compares to the exchange rates and fees offered by other money transfer services, enter the details of your transaction into the table below.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
TorFX
24 hours
£0

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TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Central FX
24 hours
£0

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Finder exclusive: New and existing customers through Finder pay zero fees. Valid till 31 January 2022. T&Cs apply.
Central FX's dedicated team will guide you or your business from first call to final payment.
Currencies Direct
24 hours
£0

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CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates.
CurrencyTransfer
24 hours
£0

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CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE Money Transfer
Within minutes
£2
SPECIAL OFFER ✓ £25 Amazon voucher when you refer a friend

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XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyFair
24 hours
€3

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Special offer: New customers get unlimited fee-free transfers for their first 3 months. T&Cs apply.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Azimo
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

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Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
Remitly
Within minutes
From £1.49
SPECIAL OFFER ✓ Free transfers and better exchange rates for new customers

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Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within minutes
From £1.99
SPECIAL OFFER ✓ Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

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Use code Take10GB to get £10 off when you spend £20. Valid till 31 January 2022. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
VertoFX Business
24 hours
£0

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Special offer: New customers get $100 trade credit after their first transaction. T&Cs apply.
VertoFX sends money via bank transfer at competitive rates and fees in 35+ currencies.
Wise (TransferWise) Business
2 days
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
TorFX Business
24 hours
£0

View details
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Currencies Direct Business
24 hours
£0
SPECIAL OFFER ✓ https://www.currenciesdirect.com/en/info/refer-a-friend

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CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates.
CurrencyFair Business
24 hours
€3

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Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
WorldFirst Business
24 hours
£0

View details
WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.
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