A guide to Cycle to Work Schemes | finder UK

Cycle to Work schemes – burn calories not your cash.

Learn how a cycle to work scheme could save you money and give you a fitness boost at the same time.

The UK government has been trying to get people on their bikes since the introduction of the Cycle to Work scheme back in 1999.

If you’re thinking about switching up your commute why not save some money in the process by taking advantage of a Cycle to Work scheme.

Which retailers offer a Cycle to Work Scheme?

1. Evans Cycles
Evans Cycles has a long history of providing high quality bikes for customers across the UK.

Evans Cycles offers a great range of bikes, clothing and accessories, as well as loads of parts and components to keep your bike in tip-top condition. The bikes they offer include road bikes, mountain bikes, hybrid bikes, folding bikes and electric bikes.

    Go to Evans Cycles website View discount codes for Evans Cycles


    2. Tredz
    Tredz stocks over 500 brands and a range of cycling equipment for customers.

    Tredz offer UK cyclists everything from road bikes to the latest fitness technology. They also offer a great range of clothing and accessories including all the protective gear you'll need for a safe ride.

      Go to Tredz website View discount codes for Tredz


      3. Wiggle
      Wiggle has been providing bikes for cyclists since the 1920s.

      Wiggle's core philosophy is that being active outdoors is great and the site stocks everything you need for your cycling experience. They offer road bikes, mountain bikes, urban bikes, electric bikes and more.

        Go to Wiggle website View discount codes for Wiggle


        4. Chain Reaction Cycles
        Chain Reaction Cycles is a one-stop destination for bicycles, spare parts, clothing and accessories.

        A one-stop destination for bicycles, spare parts, clothing and accessories. Chain Reaction Cycles support team ensures you get the right product for you. They offer their customers road bikes, mountain bikes, electric bikes, kids bikes and more.

          Go to Chain Reaction Cycles website View discount codes for Chain Reaction Cycles


          What is a cycle to work scheme?

          In a nutshell, the scheme lets you get up to £1000 worth of bike and safety gear through your employer. You then pay a monthly salary sacrifice (usually over a 12-18 month period). So your employer buys the bike and you effectively buy it off them in monthly salary reductions for the period of the scheme.

          At the end of the scheme you have the option of buying the bike outright at a discounted price, continuing to hire the bike for up to three years, or simply handing the bike and equipment back over.


          How can I join a scheme?

          To join a cycle to work scheme all you need to do is find out if your work is signed up to a scheme, and then find out which retailers you can shop with on that scheme, as there are slight variations between different ones.

          How could a cycle to work scheme save me money?

          You might be surprised at the amount you could save through this scheme.

          Firstly you would be saving on your commute. Driving or taking public transport, especially in somewhere like London, can be silly expensive.

          The salary sacrifice means that the cost is spread out over small monthly installments, and these are taken from your gross salary (before tax) so you’ll be paying less tax.


          What are the health benefits of cycling?

          The health benefits of cycling are remarkable. It linked to improved lung health – studies have found that those who commute by bike are exposed to lowest amount of pollution, compared to drivers, bus users and a pedestrians.

          It is also great for our brains. The increased blood flow means that our brains receive loads more healthy chemicals, and that has been linked with reduced risk of dementia later in life.

          Being active and doing exercise massively improves our mental wellbeing. Cycling releases a nice burst of endorphins and adrenaline which helps us feel happy and more confident. Its also a great stress relief and great way to clear the mind – not to mention it helps us sleep.


          How can I keep myself safe when I cycle to work?

          It is important to make sure that before you set of on your cycle to work, you do everything you can to keep yourself safe on the roads. Check out some of the safety products that are recommended for your safety by our cycling retailers.

          Weighing up the pros and cons

          Benefits

          Should invest arrow

          • New bike. This scheme allows you to get a brand new bike without forking out the cash yourself
          • Save on your commute. Compared to a train or car, a bike through the cycle to work scheme ends up being a much cheaper option.
          • Monthly payments. You avoid paying back your employer in a huge lump some as payments are spread out over monthly salary sacrifices .
          • Tax benefits. These salary sacrifices are taken before tax meaning you save on income and National Insurance over the course of the scheme.
          • Improved health. Cycling is excellent for health and fitness. Benefits include improved cardiovascular and mental health.

          Costs

          Shouldnt invest arrow

          • Distance to work. A cycle to work scheme is great if you have that option. Not all commuters live within cycling distance from their work and so not everyone can benefit from the scheme.
          • Safety. Although the roads are a much safer place for cyclists than they used to be, you still need to factor in the safety risk of the scheme.

          Cycling discount codes

          TredzTredz
          Huge!

          Clearance with up to 50% off

          Discover a huge range of products in the clearance sale! Bikes, components, accessories, clothes, all up to 50% off! Hurry, these deals are the very best price and won't be around for long! T&Cs apply.

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          Huge!
          TredzTredz

          Extra 10% off discounted clothing

          Cycling clothing offers a great on-the-bike fit to keep you comfortable as you ride. Shop now! T&Cs apply.

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          TredzTredz

          Start your kid's cycling journey with Tredz

          Give your child a love of cycling with a new bike and inspire healthy habits that they can take into adulthood. Grouped by type and wheel size these bikes are for children of different ages and cycling ability. T&Cs apply.

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          TredzTredz
          Free delivery

          Free UK delivery on all orders at Tredz

          Who doesn't love free delivery? At Tredz all orders over £20 qualify for free UK standard delivery! T&Cs apply

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          Free delivery
          RibbleRibble

          Decide the design of your new bike!

          Custom Colour Program - with more customisation options than ever before. Ribble will create the bike, you decide the design. Be bold and bright, or stealthy as you like. Your bike, your way. T&Cs apply

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          RibbleRibble
          Electric bikes!

          Shop electric bikes at Ribble now!

          Check out Ribble's new electric bike range and get a little help up those big hills. Shop now! T&Cs apply.

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          Electric bikes!
          Chain Reaction CyclesChain Reaction Cycles
          New Customers

          £10 off £50 for new customers

          Spend £50 or more as a new customer at Chain Reaction and get £10 off with this discount code. T&Cs apply.

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          New Customers
          TredzTredz

          Get up to 30% off Mountain Bikes

          Get up to 30% off an amazing range of mountain bikes from Tredz. Save on your order today! T&Cs apply.

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          TredzTredz

          Save up to 20% on wheels

          Bike wheels make all the difference to how your bicycle rides, so save up to 20% on your new wheels now! T&Cs apply.

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          TredzTredz

          Get a free Camelbak Hydration Pack with bikes over £400

          Buy a bike worth over £400 from Tredz and get a free Camelbak Hydration Pack for free with this discount code. T&Cs apply.

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          RibbleRibble

          Up to 7% off outlet bike sale

          Get up to 7% off in bike outlet sale at Ribble. Pick up a sweet deal today. T&Cs apply.

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          Up to 72% off accessories outlet sale

          Get up to 80% off in accessories outlet sale at Ribble. Pick up a sweet deal today. T&Cs apply.

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          Components outlet from £1

          Shop Ribble components outlet for great offers starting from as little as £1! T&Cs apply.

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          Cycling accessories from £5

          Shop bike and cycling accessories from Probikekit with prices starting from just £5! T&Cs apply

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          Pay later!

          Buy now, pay later with Clearpay at Probikekit

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          TredzTredz

          Get £5 off when you sign up to the Tredz newsletter

          Get £5 off orders over £30 when you sign up to the Tredz newsletter. T&Cs apply.

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          TredzTredz

          Discover great deals on bikes and accessories at Tredz!

          Shop all your cycle gear at great prices from Tredz! T&Cs apply

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          TredzTredz

          365 day returns policy

          Love your new Tredz product and if you don't you have a full 365 days to return it! T&Cs apply

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          RibbleRibble

          Hand-Built British Bikes delivered direct to your door

          Shop the newest Ribble range that can take you anywhere from the highest mountain passes, distant trails or your most imaginative daily commute. T&Cs apply.

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          RibbleRibble

          Get great deals at Ribble today!

          Shop Ribble now for all your cycling gear and save big! T&Cs apply

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          ProbikekitProbikekit

          Free delivery on orders over £15

          ProBikeKit wipes your delivery charges if you spend £15 or more. Shop and enjoy the free standard delivery right to your door. T&Cs apply

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          Pay later!

          Shop with Laybuy to buy now, pay later

          Choose Laybuy as your payment method at the Probikekit checkout and shop now, pay later! T&Cs apply.

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          ProbikekitProbikekit

          Find great savings at Probikekit

          Bag your bike for less with a great deal at Probikekit. What are you waiting for? T&Cs apply

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          Chain Reaction CyclesChain Reaction Cycles

          Free delivery on orders over £12

          Spend £12 or more at Chain Reaction Cycles and get your order delivered for free! T&Cs apply.

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          Chain Reaction CyclesChain Reaction Cycles

          £5 off first orders over £50 with newsletter sign-ups

          Save £5 on your order when you sign up to the Chain Reaction Cycles newsletter. T&Cs apply.

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          Chain Reaction CyclesChain Reaction Cycles

          Free returns

          Shop stress-free, if you don't love your order you can return it to Chain Reaction for free! T&Cs apply.

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          Chain Reaction CyclesChain Reaction Cycles

          Discover bikes, components and cycling gear at Chain Reaction Cycles

          Browse cycling equipment of all kinds at Chain Reaction Cycles and score a great deal today! T&Cs apply.

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          Evans CyclesEvans Cycles

          Shop great bikes under £500

          Looking for a new bike with precision, agility and speed? Then look no further than this extensive range of road bikes. Shop at Evans Cycles and grab a bargain today! T&Cs apply.

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          Evans CyclesEvans Cycles

          Great value cycling shoes and helmets from £30

          Shop the cycling shoes and helmets from £30 at Evans Cycles now for great savings. T&Cs apply.

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          Evans CyclesEvans Cycles

          Get great deals on bikes, clothing and cycling accessories at Evans Cycles!

          Save up to £1,200 with these incredible 20% discounts off Roubaix bikes from Evans Cycles! Shop now! T&Cs apply.

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          Evans CyclesEvans Cycles

          Free click & collect on all orders!

          Shop Evans Cycles today and when you order online you can collect your order in store for free! T&Cs apply.

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