Find out your chances of dying from COVID-19 in the UK

Use our interactive calculator to get an estimate of your odds of dying of COVID-19 due to factors such as your age, sex and underlying illnesses.


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How does the calculator work? See how it works

The vast majority of people who catch COVID-19 make a full recovery – the World Health Organization says typically people recover after two to six weeks. However, about 5% become critically ill. The overall death rate is well below this figure, but the probability of becoming seriously ill or dying is heavily affected by several factors, including your health, age and weight. This calculator uses research from the Association of Local Authority Medical Advisors (ALAMA) to work out an estimate of your own risk.

The calculator doesn’t cover your risk of catching COVID-19, only the chance that, once infected, you’d develop a serious illness and die. Your risk of getting infected will depend on how common the virus is in your area and activities you do that could expose you to it. Our guide provides resources and links on how to cut your risk of infection. For the latest information on the virus, visit the NHS website.

How does this calculator work?

This calculator assesses the vulnerability for combinations of risk factors including age, sex and ethnicity and various health problems. It works by “translating” the risk associated with each factor into an overall chance.

Here are the main factors that it takes into account:

  • Age. Evidence indicates that vulnerability to COVID-19 increases exponentially with age.
  • Sex. According to the research carried out by ALAMA, there is a lower risk profile for women.
  • Ethnicity. Ethnicity plays a part in determining the risk factor of dying from COVID-19.
  • Body mass index (BMI). Individuals with a higher BMI are at a greater risk and the odds are shortened accordingly. The NHS has a BMI calculator.
  • Underlying health conditions. Depending on the type of condition and number of conditions, this will have a big impact on the overall odds.
Illustration of a calculator and a coronavirus particle

Calculate your chances of dying from COVID-19

Enter your details below in our calculator to estimate the odds of dying from COVID-19.

A risk of fatality (in the event that COVID-19 infection were to occur) will be shown at the bottom of the calculator. Please note that this calculator is just a guideline.

Use the fields above to calculate the odds of dying from COVID-19.

Source: ALAMA

MUST READ: Coronavirus and life insurance

The coronavirus pandemic has hit many aspects of our lives but one that’s often overlooked – despite being very important – is the impact on life insurance.

We’ve compiled a guide that looks specifically at the following:

  • Does life insurance cover COVID-19? We look closer at whether or not you are covered for COVID-19 before and after it became a “known event”.
  • What to do if you can’t pay your premiums. There are options available if you are suffering financial difficulty due to the pandemic.
  • Quotes from leading life insurance providers. We look at how popular insurance providers have responded to the pandemic.

Coronavirus and life insurance

Advice on lowering your risk

Clearly, there are factors that affect your chances of survival that you can’t change. However, there are ways to lower your risk of catching the disease. Those who are extremely vulnerable should have received a letter from the NHS. If you think you’re in this group and haven’t received a letter, speak to your GP or hospital care team. Anyone who is clinically vulnerable or extremely vulnerable should follow the latest NHS advice for this group on staying safe, which is on the NHS website.

If you are at high risk, you can get help from an NHS volunteer with getting food, medicines and other essentials. You can call 0808 1963646 (8am-8pm) to get help from NHS Volunteer Responders.

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