Discover how to use Clydesdale Bank’s affordability calculator.
Clydesdale Bank is a small commercial bank based in Scotland. It offers mortgages for people buying properties across the UK.
Its website has an affordability calculator showing how much you could potentially borrow. Our guide shows you how to work it.
More mortgage calculators
How much can I borrow?
Estimate the size of mortgage that will be available to you based on factors like your income and deposit.
How much will it cost?
Estimate your monthly repayments in seconds from your mortgage amount, interest rate and duration.
How much stamp duty will I pay?
Buying a property over £125,000? Calculate how much you will pay in stamp duty with our handy calculator.
Mortgage affordability calculator
This tool uses your salary details to estimate how much you may be able to borrow for a Clydesdale Bank mortgage.
You’ll enter your annual income (for both applicants if you’re applying jointly) and the calculator will multiply the total by 4.5.
This is a basic estimate. The actual amount that Clydesdale Bank will lend you will depend on your detailed financial circumstances. However, it’s genuinely accepted that most lenders will offer between four and five times your annual income.