
Access 1.25% Chip +1 bonus
Looking for a great deal? Join Chip today and get 1.25% Chip +1 bonus. T&Cs apply.
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Chip is designed for people who may struggle to put money to aside if left to their own devices – and their own bad budgeting habits! By using artificial intelligence (AI) to work out how much you can easily afford to save, Chip will move small amounts of money from your current account into a Chip account at regular intervals (which you can control). The idea is that you won’t notice a dent in your everyday disposable income, but before you know it, you’ve created a little savings pot for yourself.
Chip is managed through an app, which is fee to download and use. But it does charge £1 if you save more than £100 with Chip in a 28-day period (more on this below). This means that Chip is best suited to people who want to save small amounts or would ordinarily lack the financial discipline to set money to one side each month.
While there are many benefits of a Chip account, money moving automatically may be more suited to some than others. It’s important to consider whether the benefits suit you personally.
Pros
Cons
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