Chevrolet Tacuma Insurance

Another former Daewoo model rebranded and resold as a Chevrolet, if there’s one thing to note about the Tacuma it would be its distinct appearance. The Tacuma is a people carrier marketed specifically for ordinary people, available for a reasonable price and costing a reasonable amount to run.

The Tacuma is renowned for its spacious interior and decent levels of equipment, so keep reading to find out how much it’ll cost you to insure and how you could save.

Average insurance rates for the Chevrolet Tacuma

We aggregated quotes from several high-profile insurers and found that insuring the Tacuma places the vehicle in the moderate-to-high price range for similar models. You can keep your vehicle insured for £42.95 every month, or in a single annual payment of £452.93.

We used the following information to achieve these figures:

• The driver was a thirty-year-old male teacher from Exeter, the only driver insured on the vehicle.
• The type of insurance we requested was comprehensive.
• This would be the only car owned by the driver, and was identified as an unmodified, right-hand-drive, non-import model. It would be used for social, domestic, pleasure, and commuting purposes.
• The car was kept in a secure car park during the day and on a driveway at the home.
• The driver kept to the national average of 10,000 miles per year.
• The driver had a good credit history and a clean driving record. They maintained no driving convictions or claims in the last five years and had never been convicted of a non-motoring offence.

What factors can affect my insurance premiums?

• Presence of security and anti-theft devices on the vehicles.
• Presence of non-security and non-safety modifications on the vehicle.
• The drivers’ proximity to the national average of 10,000 miles per year.
• Details about the driver, including age, sex, marital status and geographical location.
• Drivers’ history, in terms of claims and convictions (both motoring and non-motoring)

How can I use these factors to bring down my insurance rates?

We’ve had a look at the factors above, and luckily for you we’re going to show you how you can use these factors to your advantage. Everybody loves low premiums, and we’re sure that you’re no exception.

• Insurance companies will likely reduce your premiums if you invest in extra safety and security measures, for instance immobilisers, tracking devices and other innovations. Keep your vehicle secured during the day and night, rather than parked on a residential street, will also be a plus.
• Conversely, insurers will likely up your premiums if you install modifications that do not enhance safety or security. Racing modifications in particular are judged very poorly.
• Keep your miles driven every year within the range of 10,000 miles per year! Insurers will likely reward drivers who drive beneath the average, deeming them less risky.
• Try your best to maintain a good credit history and record of no-claims and convictions.
• You may also be able to save by switching from paying for your insurance monthly to annual payments. This would save you, according to our research, £62.51 every year!

Facts about the Chevrolet Tacuma

• The Tacuma was poorly received by Auto Express, which launched a scathing review and rewarded the vehicle just one star out of five. The reviewer damningly states ‘the Tacuma is something of a transition model, waiting to be replaced by a proper Chevrolet, rather than a re-badged Daewoo.’
• If you think you recognise the Tacuma, you probably do. It’s been on the road in the United Kingdom since September 2000!

How safe is the Tacuma?

As with most cars on the roads these days, they wouldn’t be sold if they were unsafe. That doesn’t equate to a completely clean sheet, however. The Tacuma was poorly reviewed in terms of safety by the AA, which granted it just a 5/10 rating for safety and just 4/10 for security.

The Tacuma comes with most features you’d expect as standard, although the AA somewhat sarcastically suggests no car thief will seek to rob it due to its modest value and unappealing exterior. The Tacuma fits driver and passenger airbags, adjustable head restraints and a standard ABS system on every model. Whilst not innovative in the safety sphere, the Tacuma is relatively reliable. Ask your insurer what extra safety and security features you can add in return for lower premiums.