Challenger N26 launches premium option N26 Metal in the UK

Posted: 18 December 2018 11:52 am

N26 users in the UK can now upgrade to N26 Metal.

Digital bank N26 has made N26 Metal available to new and old British customers. N26 Metal is a premium option that enables a series of extra features at the cost of a fixed-rate monthly fee.

Read Finder’s guide to N26 Metal to learn about its pros, cons and features and decide whether it’s the right option for you.

After taking off in Germany as the digital alternative to mainstream banking in 2013, N26 quickly grew in the rest of Europe and currently has more than 2 million customers.

It launched in the UK in October 2018. Up until now, only the basic N26 account was available to UK customers, but the launch of premium options had already been announced.

N26 Metal costs £14.90 per month. In return, together with all the benefits of a basic account, customers get free ATM withdrawals anywhere abroad, an Allianz travel insurance, exclusive offers from N26’s partners (among which are co-working spaces company WeWork and and a dedicated customer service. These features make it clear that Metal is tailored on consumers who do a lot of travelling.

N26 says that it’s the first contactless metal card in Europe, and it comes in three colours: black, grey or pink.

N26 has another premium option, Black, that is not yet available in the UK. In the rest of Europe, Black is cheaper than Metal and comes without the partner deals and the dedicated customer service.

Alex Weber, N26’s head of international markets, told Finder UK that Black and Metal play an important part in N26’s business model.

“A lot of our customers are using these premium products and they contribute quite a bit to how we make money,” he said. “We truly believe that access to basic baking should be free, and that is why our basic product is also for free, and then we have additional premium products on top.”

N26 has also announced plans to expand in the US in 2019.

Picture: N26

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