Challenger Monese now supports Apple Pay

Posted: 3 April 2019 12:00 pm

Picture not described: monese.jpg Image: Getty

Monese customers can now use Apple Pay to make payments.

Challenger bank Monese has made Apple Pay available to its customers both in the UK and in Europe, around a year after introducing Google Pay.

Take a look at our review of Monese to learn more about its services and features and find out if it could be right for your finances.

Launched in 2015 to help expats in the UK set up a bank account without a proof of address, Monese has more than 500,000 users. While not technically a bank because it doesn’t hold a full banking licence, it is authorised to deal in electronic money and has been one of the top players in the digital banking revolution.

It offers both standard and premium online accounts, has a business option and its most peculiar feature is probably that it also offers free euro accounts that go side by side with the UK ones.

Apple Pay and Google Pay allow consumers to use their iOS and Android devices respectively to pay contactless. Users are thus encouraged to leave their physical cards at home, especially since the £30 contactless limit isn’t applied to mobile payments in an increasing number of shops.

The Monese card can be added to the Apple Wallet both from the Wallet app itself and from the Monese app, by tapping the “Add to Apple Wallet” button.

“We live in a world increasingly reliant on digital and contactless payments. With this in mind, we’re excited to be enhancing our smart, simple banking experience with integrated payment solutions like Apple Pay,” Monese said.

Supporting Apple Pay also allows Monese to catch up with the competition: challenger banks Monzo, N26 and Starling all support Apple Pay and Google Pay, while Revolut only supports Google Pay for now.

Picture: Monese

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