Leisuredays

Leisuredays caravan insurance review

We've checked out the caravan cover offered by Leisuredays. Here are the other features of its cover.

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Liz Edwards

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If you’re the owner of a static caravan, you’ll want to protect it. Leisuredays provides cover for fire, theft, storm and flood damage as well as accidental damage. And if a caravan is completely damaged, emergency repairs, debris removal and re-siting will also be automatically covered.

Who is Leisuredays?

Leisuredays is a specialist insurance provider offering static caravan, lodge, chalet, park home and holiday home insurance. Its static caravan cover is rated 5 star by their customers on Trustpilot.

Leisuredays says it works with some of the UK’s leading holidays parks and has been operating for more than 30 years.

Leisuredays is a trading name of Caravan Guard Ltd, which offers 5-star Trustpilot rated specialist cover for touring caravans and other motorhomes and campervans.

What is covered under my Leisuredays static caravan policy?

Cover includes the following protection:

  • Public liability up to £5 million
  • Fire, theft, storm and flood damage
  • Accidental damage
  • Debris removal, re-siting and emergency repairs up to £10,000
  • Fixtures and fittings
  • Keys and locks up to £500
  • Emergency accommodation costs up to £75 a day for 15 days
  • Emergency services damage up to £1,000
  • Ground rent cover up to £2,500
  • Fatal accident benefit up to £25,000
  • Special occasions cover (with £2,500 contents cover increase around birthdays, weddings or religious festivals)

Check your policy details carefully to ensure you have the right cover for your needs.

Optional extras

Leisuredays offers extras you can bolt onto your static caravan policy, including:

  • Legal expenses cover up to £100,000
  • Gadget and leisure cover
  • Home emergency cover
  • Enhanced legal expenses cover
  • Hiring out and loss of earnings cover
  • Emergency accommodation costs up to 30 days for £100
  • Liability cover for damage a family member causes
  • New-for-old cover

Compare caravan insurance

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Name Product Available cover Details
Caravan Guard Touring
Caravan Guard Touring
New for old and market value cover.
Accidental damage, new for old replacement, emergency accommodation from £100 for 30 days, European cover for up to 180 days with option to extend to 240.
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Caravan Guard Static
Caravan Guard Static
Static caravan insurance cover.
Emergency accommodation costs up to £75 a day for 15 days, £5,000,000 public liability cover, special occasions cover up to £2500.
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Leisuredays Static
Leisuredays Static
Static caravan insurance.
Leisuredays provides specialist cover for static caravans with up to £5 million of public liability cover. There is also a 24/7 claims helpline.
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Towergate Touring
Towergate Touring
Accidental damage while towing, new for old, theft or attempted theft, public liability
Underwritten by Towergate Underwriting Group Ltd and AIG Europe Ltd
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Towergate Static
Towergate Static
Accidental damage, new for old, theft public liability.
Underwritten by Towergate Underwriting Group Ltd and AIG Europe Ltd.
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Ripe Touring
Ripe Touring
Touring caravan insurance.
Loss, damage and theft covered as standard. The policy covers tourers for up to £75k with new for old cover available for up to 15 years. Optional extras available.
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Ripe Static
Ripe Static
New for old and market value cover.
Loss, damage, theft, fire, storm and flood damage covered as standard. The policy also includes new for old cover up to 10 years and cover for statics up to £175k. Optional extras available.
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General exclusions

Leisuredays has some general exclusions that apply:

  • When your caravan is being used for a purpose not included under your policy
  • General wear and tear
  • Rust, corrosion rot or any gradual deterioration
  • Mechanical faults
  • Existing and deliberate damage
  • When your static caravan is not properly anchored down at all four corners or if the skirting doesn’t go all the way around the base

Check your policy for further details to confirm your cover is valid.

How to save on your caravan insurance policy with Leisuredays

  • Increase security. Fitting security alarms or cameras could be a good way to deter thieves.
  • Increase the excess. Agreeing to pay a bigger voluntary excess could make your overall premium cheaper. But remember that your insurer won’t pay out for a claim that costs less than your excess. So be careful about making it too high, as it could leave you out of pocket if damage occurs.
  • Join a club. It’s worth checking whether you can get a discount by joining a national or regional caravan owners’ club.

What is my excess?

Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.

A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.

Meanwhile, a compulsory excess amount might vary depending on the age and standard of your caravan or your driving experience.

With Leisuredays static caravan insurance, there is a minimum excess of £75, which could be increased in order to reduce the premium.

You’ll find details about any compulsory or voluntary excesses in your policy document.

What is the claims process for Leisuredays?

You can call the Leisuredays claims line on 01422 501 085 to make a claim. This 24-hour claims line is open seven days a week.

You’ll need to have your insurance policy details as well as all facts about any incident to hand.

It’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. A delay in reporting an incident or failure to report it could result in a rejected claim later on.

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