The Camping and Caravanning Club car rental excess insurance review

Looking for car hire excess insurance that won’t cost the earth? Compare cover from

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Car hire excess insurance protects you against the huge excess charges you face if you have an accident in a rented car. If you hire a car in the UK or abroad, regularly or for a single trip, car hire excess insurance can offer you a safety net. is dedicated to ensuring that you won’t be left out of pocket through hefty excess charges. Our review of its car rental excess insurance policy tells you everything you need to know before taking out a policy. car rental excess insurance

With car hire excess insurance from, you get:

  • Cover for up to £10,000 for any single-trip incident
  • Key replacement
  • Cover if you use the wrong fuel
  • Cover for windscreen and tyre damage

    Who is is part of ROCK Insurance Group, which was established in 2003.

    What are my cover options with’s single trip cover offers protection against high excess costs if you’re just hiring a car for one trip. Here are the key features:

    • You can get daily cover for up to 180 days
    • Excess covered up to £10,000

    If you regularly hire a car or you’re planning on hiring a car for multiple holidays, you could save both time and money by taking out an annual policy from This policy includes:

    • Cover for trips of up to 31 days
    • Covers an excess of up to £10,000

    What is covered under my policy?

    By investing in car hire excess insurance, you could save yourself from facing a huge excess if you have an accident in a hire car – some hire companies charge a £2,000 excess. Excess cover from car hire companies typically costs far more than cover from independent insurers.

    With, you’ll get a range of benefits including cover for:

    • Damage by fire
    • Theft or damage by theft
    • Vandalism
    • Road rage
    • Windscreen damage
    • Roof damage
    • Tyre damage
    • Towing costs
    • Misfuelling
    • Replacement keys and locksmith
    • Personal possessions and baggage
    • Curtailment

    What is an excess?

    An excess is the amount of a claim you have to contribute before an insurer pays for the rest. There is no excess to pay in the case of car accidents, but there is an excess for personal possessions insurance.

    What is the claims process for

    To make a claim you’ll need to contact Reactive Claims. You can either obtain a claims form by emailing, or you can call the claims helpline on 01420 383067 to get a form. You will need to provide your name and insurance certificate number, and a brief outline of the details surrounding your claim.

    Pros and cons of’s cover


    • 24/7 emergency assistance available.
    • Overall customer satisfaction rating of 4.5/5 on Feefo based on over 3,000 customer reviews.


    • Only one policy option.
    • Quotes vary depending on your personal circumstances. Whilst is known for being good value for money, you aren’t guaranteed the best deal available.

    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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