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Swiftcover offers comprehensive car insurance policies that come with an uninsured driver promise in case you’re hit by an uninsured driver. A courtesy car and a lifetime guarantee on repairs are also included as standard with every comprehensive policy. What’s more, free changes can be made online. Here’s what else we think you should know about Swiftcover.
Swiftcover was set up in 2005 to offer online car insurance and was the first insurance company to allow customers to print their own insurance certificate at home. Axa acquired Swiftcover two years later in 2007.
Alongside car cover, Swiftcover now also offers van and home insurance.
Drivers in the UK are legally required to have at least third party cover but Swiftcover does not offer this minimum level of cover. It does offer two other cover levels, and these are:
Cover benefits | Third party | Third party, fire and theft | Comprehensive |
---|---|---|---|
Liability to other people and property | ✓ | ✓ | ✓ |
Fire and theft | ✓ | ✓ | |
Accidental damage | ✓ | ||
Courtesy car | ✓ | ||
Windscreen cover | ✓ | ||
Personal accident cover | ✓ | ||
Personal belongings cover up to £300 | ✓ |
Check your policy details carefully to ensure you have the right cover for your needs.
Swiftcover can also provide additional protection to bolt onto your policy, including:
Your cover through Swiftcover is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid at all times.
You should call the 24/7 claims line on 0371 984 3333.
You’ll need to provide your details and all the facts about the incident. You will also need to provide any photographic evidence you have.
Swiftcover recommends you have the following details to hand when you make your claim:
And it’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim.
Your insurance excess is the amount of money you have agreed to pay towards a claim. Your insurer won’t pay out for a claim that costs less than your excess.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
A compulsory excess amount might vary depending on the age of your car and your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
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