honda insurance

Honda insurance rates

What to expect when insuring a Honda, and the insurers that could cover you.

Honda started with motorcycles and quickly progressed to cars. But did you know that one of the Japanese car manufacturer’s most popular cars, the Honda Civic, is actually made in the UK and sold around the world, including in Japan? It’s true. You’ll see a fair few Civics on UK roads as well as other models, including the Jazz, the UK’s best selling Honda. If you’ve taken a shine to one, read on to see what it could cost to get your Honda insured.

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What’s the average insurance cost for a Honda?

The average insurance cost of a Honda varies by car model, your driving record, where you live and several other factors. Using a specific profile, we looked at the average insurance cost of a Honda Jazz, one of the smaller but more popular models in the UK, and found it to be £703 a year, or £99 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

The manufacturer’s vehicles are affordable and generally very safe, which keeps insurance premiums down. However, some Honda models are more likely to be targeted by car thieves, which could raise premiums.

Some of the other variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Honda.

Companies that offer cover for Hondas

You shouldn’t have any trouble securing insurance for your Honda, depending on the model and your own driving history. Compare insurers in the table below to find the best price.

Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Up to £5,000 personal accident cover or up to £7,500 for AA members.
N/A
New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
Up to 90 days
Up to £5,000 personal injury cover
Insure more than one vehicle under the one policy. Every car added will earn its own discount.
Black Box Insurance, Car Sharing Insurance, GAP Insurance
Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
Up to 180 days
Yes
N/A
Motor Legal Protection, Key Protection, Excess Protection
No upper age limit
Up to 90 days
Cover you or your partner up to the benefit amount outlined in your insurance agreement
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
Black box insurance, Young driver insurance
  • Replacement, upgrade or the money in case of write off
  • No-claims discount protected if car is vandalised or hit by an uninsured driver
  • (terms apply)
Up to 90 days
Yes
Yes
Young driver insurance
Optional
You or your partner are covered up to the amount in your insurance agreement.
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
Black box insurance
  • Guaranteed hire car as standard
  • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
  • No-claims discount protection (Terms apply)
Up to 90 days
£5,000 of personal injury cover for you and your spouse
Yes
Young and first time drivers insurance
Up to 90 days
You or your partner are covered up to £2,000 per person.
N/A
Short term car insurance, Young driver insurance
20% off MOT costs and 10% off servicing with comprehensive and third party policies.
Up to 90 days
Optional extra
If you've got more than one car to insure at the same address, you could save 10% on your cover
Multi-car, temporary insurance
Optional
Personal accident cover up to £5000.
N/A
Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
Up to £200 cover if handbag is stolen child seat cover.
No
Cover up to £10,000 per accidentand £2,500 per person.
N/A
Learner driver insurance
Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
Up to 90 days
Get up to £10,000 cover per accident.
N/A
M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
Up to 93 days with a foreign use extension
-
Up to 15% off certain additional car insurance policies
Young driver insurance
Up to 60 days
Cover for passenger injury.
N/A
Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
Up to 90 days
Optional extra
Get 10% off when you insure additional cars in your household
Multi-car, temporary insurance

Compare up to 4 providers

How a vehicle from Honda affects the cost of insurance

Honda’s reputation for reliability helps keep insurance costs down. Its excellent safety ratings and relatively affordable price tag also works in your favour. Cars that aren’t costly to repair or replace attract lower insurance premiums. However, some models might be more appealing to criminals, such as the HR-V with its keyless entry system, and that is likely to increase the cost of insurance.

Pros and cons of a Honda

Pros

  • Reliable
  • Affordable
  • Good safety ratings

Cons

  • Some models are targeted by car thieves

About the Honda brand

The Honda Motor Company was established quietly in Japan in 1948. The brains behind it all was Soichiro Honda, an individual passionate about engineering. The production of motorcycles came first with Honda and then cars soon followed.

It’s one of Japan’s most innovative car manufacturers, with many of its models considered both extremely safe and reliable.

Today, the automaker’s vehicles are ubiquitous. Honda is the seventh-largest car manufacturer in the world, and several of its models including the Jazz, Civic and CR-V remain perennial bestsellers.

Honda car facts

  • Honda sells popular, affordable cars such as the smaller Honda Jazz, which sells from £14,240, the Honda Civic, priced from just under £19,000, and the Honda CR-V for £25,995. The competitive price range generally keeps insurance prices down.
  • If you’re looking for a safe ride, a Honda model is likely an excellent choice. These cars typically score extremely well in safety ratings from the European New Car Assessment Programme (Euro NCAP) with several models being given the maximum five-star rating.
  • Honda was Japan’s first car manufacturer to release a luxury brand called Acura in 1986.
  • Honda began manufacturing engines in its Swindon, UK plant in 1989. Full car assembly followed in 1992 and the Honda Civic and Honda CR-V continue to be built there and sold around the world.

Are there any standout models?

The Honda NSX is the manufacturer’s boldest high-performance model. The hand-built engine is a 3.5-litre twin-turbocharged V6 with the addition of three electric motors to help keep it quiet and efficient. Prices start from £149,950.

What’s Honda Sensing?

Honda Sensing is a combination of safety and driver assistance technologies. A radar system and a number of cameras positioned around a car help to provide the driver with a full view of the road. These features will also help to alert a driver if they are at risk of colliding and even gently auto-correct steering and braking.

Bottom line

Hondas are affordable to purchase and affordable to insure. However, some models could be more appealing to criminals, which can negatively impact your insurance premium, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

Frequently asked questions about Honda

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