Honda insurance rates

What to expect when insuring a Honda, and the insurers that could cover you.

Updated

Honda started with motorcycles and quickly progressed to cars. But did you know that one of the Japanese car manufacturer’s most popular cars, the Honda Civic, is actually made in the UK and sold around the world, including in Japan? It’s true. You’ll see a fair few Civics on UK roads as well as other models, including the Jazz, the UK’s best selling Honda. If you’ve taken a shine to one, read on to see what it could cost to get your Honda insured.

What’s the average insurance cost for a Honda?

The average insurance cost of a Honda varies by car model, your driving record, where you live and several other factors. Using a specific profile, we looked at the average insurance cost of a Honda Jazz, one of the smaller but more popular models in the UK, and found it to be £703 a year, or £99 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

The manufacturer’s vehicles are affordable and generally very safe, which keeps insurance premiums down. However, some Honda models are more likely to be targeted by car thieves, which could raise premiums.

Some of the other variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Honda.

How a vehicle from Honda affects the cost of insurance

Honda’s reputation for reliability helps keep insurance costs down. Its excellent safety ratings and relatively affordable price tag also works in your favour. Cars that aren’t costly to repair or replace attract lower insurance premiums. However, some models might be more appealing to criminals, such as the HR-V with its keyless entry system, and that is likely to increase the cost of insurance.

Pros and cons of a Honda

Pros

  • Reliable
  • Affordable
  • Good safety ratings

Cons

  • Some models are targeted by car thieves

About the Honda brand

The Honda Motor Company was established quietly in Japan in 1948. The brains behind it all was Soichiro Honda, an individual passionate about engineering. The production of motorcycles came first with Honda and then cars soon followed.

It’s one of Japan’s most innovative car manufacturers, with many of its models considered both extremely safe and reliable.

Today, the automaker’s vehicles are ubiquitous. Honda is the seventh-largest car manufacturer in the world, and several of its models including the Jazz, Civic and CR-V remain perennial bestsellers.

Honda car facts

  • Honda sells popular, affordable cars such as the smaller Honda Jazz, which sells from £14,240, the Honda Civic, priced from just under £19,000, and the Honda CR-V for £25,995. The competitive price range generally keeps insurance prices down.
  • If you’re looking for a safe ride, a Honda model is likely an excellent choice. These cars typically score extremely well in safety ratings from the European New Car Assessment Programme (Euro NCAP) with several models being given the maximum five-star rating.
  • Honda was Japan’s first car manufacturer to release a luxury brand called Acura in 1986.
  • Honda began manufacturing engines in its Swindon, UK plant in 1989. Full car assembly followed in 1992 and the Honda Civic and Honda CR-V continue to be built there and sold around the world.

Are there any standout models?

The Honda NSX is the manufacturer’s boldest high-performance model. The hand-built engine is a 3.5-litre twin-turbocharged V6 with the addition of three electric motors to help keep it quiet and efficient. Prices start from £149,950.

What’s Honda Sensing?

Honda Sensing is a combination of safety and driver assistance technologies. A radar system and a number of cameras positioned around a car help to provide the driver with a full view of the road. These features will also help to alert a driver if they are at risk of colliding and even gently auto-correct steering and braking.

Bottom line

Hondas are affordable to purchase and affordable to insure. However, some models could be more appealing to criminals, which can negatively impact your insurance premium, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

Frequently asked questions about Honda

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £264.64 on their car insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website (based on representative cost savings data for November 2019). The savings you could achieve are dependent on your individual circumstances.

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