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Got You Covered says it can source specialist car insurance for non-standard drivers and drivers of specialist cars. The broker caters to a wide range of cars such as modified, imported and high-performance cars, and it claims to find affordable cover for newly qualified or convicted drivers. Here’s what else we think you should know.
Got You Covered is a specialist insurance broker that offers car, specialist car, van, motorbike, home and business insurance.
It caters to a range of non-standard drivers, such as young or convicted drivers as well as drivers with usually hard to cover occupations or a past record of claims. It can also arrange insurance for drivers of specialist vehicles such as prestige, modified or imported cars.
Cover benefits | Third party | Third party, fire and theft | Comprehensive |
---|---|---|---|
Liability to other people | ✓ | ✓ | ✓ |
Fire and theft | ✓ | ✓ | |
Accidental damage | ✓ | ||
Personal accident cover | ✓ | ✓ | ✓ |
Legal expenses | ✓ | ✓ | ✓ |
Beyond the standard cover benefits above, any other benefits to your insurance policy will vary depending on the insurer that is able to provide the cover through Got You Covered.
Check your policy details carefully to ensure you have the right cover for your needs.
Got You Covered offers extras that include:
Any cover arranged through Got You Covered is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
Meanwhile, a compulsory excess amount might vary depending on the age of your car and your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You will need to call the Brokerplus claims line on 0333 241 3393 to make a claim; this is open around the clock, every day. Alternatively, use the phone number on your policy document that relates to your insurance provider.
You’ll need to have your insurance policy details as well as all facts about the incident to hand.
It’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. A delay in reporting an incident or failure to report it could result in a rejected claim later on.
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