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Girls Drive Better offers telematics car insurance for young, inexperienced drivers, but can also cover safe drivers or even those with a tricky driving history. Here’s what else you should know about this broker.
Girls Drive Better is an insurance broker that sources policies specifically with girls and women in mind. It targets safe female drivers as well as female drivers with a conviction or points on their licence. It covers men, too, but the marketing is all aimed at women (who are generally considered to be safer drivers than men).
Girls Drive Better is a trading style of Policywise Ltd, which acts as an independent insurance broker in its own right.
Through Policywise Ltd, Girls Drive Better is authorised and regulated by the Financial Conduct Authority.
Third party cover is the minimum level of cover that is offered by Girls Drive Better. All drivers in the UK are legally required to have at least this level of car insurance to be on the road. If you are responsible for causing an accident, you’ll be protected for damage to third party vehicles or property. Though it won’t cover any damage to your own car. Don’t assume this is the cheapest because it offers the least protection. Check each cover level to see which offers the best value.
You’ll get the same level of cover as third party but this will also provide protection against any fire damage or theft of your car.
This is the highest level of cover on offer and will give the same protection as the other levels as well as insuring your vehicle against accidental damage and vandalism. It’s always worth getting a quote for comprehensive as in some cases, it can be cheaper than lower levels of cover due to the risk profile of customers who choose them.
Cover benefits | Third party | Third party, fire and theft | Comprehensive |
---|---|---|---|
Liability to other people | ✓ | ✓ | ✓ |
Fire and theft | ✓ | ✓ | |
Accidental damage | ✓ | ||
Legal expenses | ✓ | ✓ | ✓ |
Beyond the standard cover benefits above, any other benefits to your insurance policy will vary depending on the insurer that is able to provide the cover through Girls Drive Better.
Check your policy details carefully to ensure you have the right cover for your needs.
Girls Drive Better does offer some optional extras to provide you with more protection in certain areas. These optional extras include:
Any cover arranged through Girls Drive Better is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which should in turn reduce your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
Call the Girls Drive Better UK claims line on 0333 366 0052 or visit send a message through their website to make a claim. You’ll need to have your policy details and all the facts about the incident in order to make a claim.
It’s vital that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
Girls Drive Better specialises in policies for women but there can be male and female named drivers on the policies. With insurance available for learner drivers, young drivers and convicted drivers plus telematics (black box) options, Girls Drive Better could offer savings for a woman looking for a more specialised car insurance policy, especially if you’re a good driver but young, and go for the black box option.
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