Save over £200*
- Compare up to 95 UK car insurance providers
- Get instant quotes and instant cover
- Switch with minimal effort
Updated
We’ve checked out Academy Insurance Services to analyse what it says are quality policies at great rates. Here’s our analysis of this broker’s offering.
Academy Insurance Services was established in 1995 and provides car, home, boat, motorbike, business and pet insurance.
With its car insurance, it caters to young drivers as well drivers of specialist vehicles, such as 4x4s and prestige or high performance cars.
Academy Insurance Services is a trading name of Insurance Factory Limited, which is part of the Markerstudy Group of companies.
Academy Insurance Services’ Third Party cover
Third party cover is the minimum level of cover that is offered by Academy Insurance Services. To be on UK roads, all drivers are legally required to have at least this level of car insurance. If you are responsible for causing an accident, you’ll be protected for damage to third party vehicles or property. You won’t be protected for any damage to your own car.
Don’t assume this is the cheapest option because it offers the least protection. Sometimes, this cover may work out more expensive than comprehensive. Check each cover level to see which offers the best value for you.
Academy Insurance Services’ Third Party, Fire and Theft cover
You’ll get the same level of cover as third party but this will also provide protection against any fire damage or theft of your car.
Academy Insurance Services’ Comprehensive cover
This is the greatest level of cover on offer and will provide the same protection as the other levels as well as insuring your vehicle against accidental damage and vandalism.
It’s always worth getting a quote for comprehensive cover, as in some cases, it can be cheaper than lower levels of cover due to the risk profile of customers who choose them.
Optional extras
Academy Insurance Services has some additional benefits that you can add, including:
Cover benefits | Third party | Third party, fire and theft | Comprehensive |
---|---|---|---|
Liability to other people and property | ✓ | ✓ | ✓ |
Fire and theft | – | ✓ | ✓ |
Accidental damage | – | – | ✓ |
Courtesy car | – | – | ✓ |
Windscreen cover | – | – | ✓ |
Check your policy details carefully to ensure you have the right cover for your needs.
Any cover arranged through Academy Insurance Services is likely to become invalid if any of the following arises:
Check your policy document for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
A voluntary excess is usually an amount that can be set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
Meanwhile, a compulsory excess amount might vary depending on the age of your car and your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
Call the Academy claims line 0800 731 4984. This is open Mondays – Fridays, 9am – 5.30pm and Saturdays, 9am – 1pm.
Outside of these times, call the Academy Assist claims helpline on 0333 3600 860 to report your claim. This is a 24-hour claims line open 7 days a week.
You’ll need to have your vehicle registration and insurance policy numbers, as well as all details relating to the incident.
And it’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. A delay in reporting an incident or failure to report it could result in a rejected claim later on.
Get a quote in seconds and save on your phone cover.
Find out which insurance group the Peugeot 3008 falls under and how much it costs to insure.
Find out which insurance group the Land Rover Freelander falls under and how much it costs to insure.
Find out which insurance group the Renault Twingo falls under and how much it costs to insure.
Read our guide to breakdown cover for taxis and private hire vehicles to see what’s included and how much it might cost.
Find out which insurance group the Volvo S40 falls under and how much it costs to insure.
Find out which insurance group the Kia Sorento falls under and how much it costs to insure.
Find out which insurance group the Vauxhall Viva falls under and how much it could cost to insure.
Find out which insurance group the Mazda CX 3 falls under and how much it costs to insure.
Find out which insurance group the Peugeot 106 falls under and how much it costs to insure.