YesGrowth business loans

YesGrowth is an online platform that enables investors to finance business loans of up to £250,000 for SMEs.


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Established in 2014, UK-based YesGrowth connects investors with loan portfolios for SMEs across Europe. It does this by integrating with a number of specialist lenders, but companies seeking finance can also apply for a loan through the YesGrowth site – it offers both secured and unsecured loans to help fund projects or smooth out large, irregular payments.

Nucleus Cash Flow Finance

Help your business grow with Nucleus Cash Flow Finance

If your business has been trading for at least 3 years, Nucleus Cash Flow Finance can provide the additional funds for your SME needs.

  • Borrow from £25,000 to £150,000
  • Once accepted, funds are issued the same day
  • No early repayment fee

Key features of YesGrowth business loans

Unsecured loans

  • Borrow £25,000 to £150,000.
  • Repay over 3 to 12 months.
  • Personal guarantees.
  • Arrangement fee.
  • Early repayment without penalty, subject to minimum term.
  • Funding in 5 working days from confirmed offer.

Secured loans

  • Borrow £25,000 to £250,000.
  • Repay over 3 to 24 months.
  • Fixed and floating charges over assets.
  • Arrangement and annual monitoring fees.
  • No repayment in the first month.
  • Funding in 7 working days from confirmed offer.


Unsecured loans

To apply for an unsecured loan, you must:

  • Be a registered limited company or LLP.
  • Have filed accounts.
  • Be a profitable business.
  • Have no significant CCJs within past 3 years.

Secured loans

To apply for a secured loan, you must:

  • Be a registered limited company, LLP or SPV.
  • Be an established business.
  • Have an experienced management team.
  • Have a good credit rating and appropriate security.

The costs you pay to YesGrowth will vary depending on factors such as the type and amount of funding you apply for, the cash flow of your business and its credit rating.

How do I apply for funding with YesGrowth?

  1. Apply on the YesGrowth website, providing company registration number, background information and financial data.
  2. Accept the provisional loan offer.
  3. Submit a due diligence questionnaire.
  4. Sign loan documents.
  5. Receive funding (usually within seven working days).

Get tailored loan quotes

Save time by checking eligibility with multiple lenders and get quotes for BBLS/CBILS and other loans.

Frequently asked questions

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