Shawbrook Bank business finance

Shawbrook Bank offers a wide range of finance products to serve the specialist needs of SMEs in the UK.

Last updated:

Shawbrook Bank

A direct lender (not a broker) founded in 2011 and authorised and regulated by the Financial Conduct Authority (FCA), Shawbrook Bank was listed on the London Stock Exchange before it was bought for £868 million by a consortium led by BC Partners and Pollen Street Capital in 2017.

If you want to take your business to the next level without giving up equity or control, Shawbrook Bank may be able to help. However, because of the wide range of services and Shawbrook’s bespoke approach, you can’t currently apply online.

Think Business Loans

Think Business Loans

Finder has teamed up with Think Business Loans to help SMEs quickly and easily find a competitive business financing solution that works for them.

  • Match your eligibility in minutes with no credit check
  • One simple form to compare 200+ lenders
  • Receive your funds the same day with no hidden fees

Shawbrook Bank business finance options

Shawbrook Bank’s finance products to suit the varied needs of SMEs includes:

Asset and stock finance

Choose from a range of tailored asset finance and stock finance solutions, including:

  • Hire purchase. Spread the cost of a major investment over regular payments.
  • Finance lease. Shawbrook Bank buys a new asset and leases it to you.
  • Sale and leaseback. Shawbrook Bank buys your asset and leases it to you.
  • Stock. Funding against finished goods and raw materials.
  • Refinance. Shawbrook Bank can also refinance existing arrangements.

Point of sale finance

For big ticket items, this service lets you offer your customers interest-free finance, deferred payments or “buy-now-pay-later” finance. Shawbrook Bank has developed specialist point of sale systems for retail finance, the home improvement sector and holiday ownership companies.

Invoice discounting

With invoice discounting, Shawbrook Bank can lend you money against your invoices. The invoices will still belong to you, meaning you’re still in charge of dealing with your customers.

Working capital solutions

Get funding of £25,000 to £25 million for key business events such as acquisitions, management buy-outs and restructuring. Facilities include:

  • Funding for stock against finished goods and raw materials
  • Funding against plant and machinery
  • Property finance
  • Cash flow lending

Benefits of Shawbrook Bank business finance

  • Regional offices. Your loan will be arranged by an adviser near you who has specialist knowledge of your industry sector and your local economy.
  • Wide range of products. Whatever your business needs, Shawbrook Bank is likely to have it covered with its large product offering.
  • Specialist industry knowledge. Shawbrook Bank offers specialist solutions to industries including aviation, healthcare, technology, sports, agriculture, marine, taxi and renewables. Its point of sale finance offers tailored systems to retail finance, the home improvement sector and holiday ownership companies.

How does it work?

Because of Shawbrook Bank’s wide range of financial products for businesses and its tailored approach, it’s not possible to apply online. It has a network of regional offices, so you’ll be put into contact with someone local to you who knows your industry and your local economy. You can use the map on the Shawbrook site to find your closest office and call to find out more.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Read more on this topic

  • Tax implications of business loans Find out if a business loan is considered income and what you can claim as a tax deduction when taking out a loan.
  • Business loan statistics Businesses all over the UK face financial instability daily, which often requires outside funding. We have looked into how the state of borrowing for these businesses differs between the industry, over the years, and for the size of the business.
  • PayPal Working Capital review Fund your business through a merchant cash advance from PayPal Working Capital. We talk you through how it works, how much it costs and how to apply for it.
  • Compare ArchOver business loans ArchOver connects established UK businesses in need of finance with investors seeking an attractive return on their money.
  • Catalyst Finance business loans and invoice financing Catalyst Finance helps SMEs across a range of industries utilise the assets they already have to help grow their business.
  • The Co-operative Bank business loans The Co-operative Bank offers variable-rate business loans to existing business current account holders.
  • Credit4 business loans Credit4 offers flexible finance to growing SMEs, including a fixed-term loan product that comes with a flexible credit facility bolted on.
  • Merchant Money business finance Merchant Money provides fixed-term small business loans and merchant cash advances.
  • Growth Street business credit facility Growth Street offers a revolving credit facility to SMEs of £25,000 to £2 million. Find out how other lenders compare.
  • Praetura Asset Finance Praetura Asset Finance can help spread the cost of newer, better equipment, or release the equity in existing equipment through asset finance.
Go to site