business loans review is a peer-to-peer platform providing loans for small to medium-sized businesses. Use our guide to review your business loan options.

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Founded in January 2011, connects businesses with investors. It says it believes that individuals should be responsible for the commercial growth of the UK, rather than the institutions that created the international financial crisis. It aims to cut out the middleman and create transactions that bring value to both sides.

If your company needs some funding to accelerate its growth, may be a good avenue to follow. Once you have submitted an application, it will be reviewed by individual investors, who may make you offers based on your application and the history of your company.

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About’s peer-to-peer lending platform

Peer-to-peer lending (or peer-to-business lending) is a financial trend gaining traction. It cuts the middleman – traditionally a bank – out of financial transactions and places the power into the hands of individuals.

Key features of’s business loans

  • Loan duration. The duration of loans range from a minimum of 6 to a maximum of 60 months.
  • Security. It offers both secured and unsecured business loans. Your home may be used as an asset for a secured loan and could be repossessed in the event of you not being able to make your payments.
  • Fixed monthly repayments. All of loans come with fixed repayment plans. This will ensure that you always know how much money will be coming out of your account and can plan your finances accordingly.
  • Option to take a repayment holiday. This is not explicitly stated on the website so you’ll need to ask it directly.
  • Quick decision. Once you’ve made an application, you should receive a decision within about seven days.
  • Repay your loan early at any time. This business has no early repayment charges.
  • Quick access to funds. Once your application has been accepted, you should receive your finance within about four weeks.
  • Set-up fees. There is a set-up fee which varies depending on the particulars of the loan in question
  • Preferential rates for existing customers. This company is not a bank so this question doesn’t apply.

Am I eligible for a business loan?

You should only apply for a business loan if you’re certain you can meet the repayment terms, and your company meets the following criteria:

  • Has two years of filed accounts
  • Registered in the UK, this includes partnerships or limited liability businesses
  • Has up-to-date management accounts
  • No outstanding county court judgements

How can I apply?

To apply for a loan with call 0113 8150 244 within office hours.
Alternatively you can sign up via website at

You will need to provide the following:

  • Name, address, and date of birth of your company’s majority shareholders
  • Completed bank verification check
  • You will also be asked to sign finance agreement

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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