Independent Growth Finance (IGF) specialises in freeing up working capital to enable SMEs with a turnover of £1 million to £100 million to grow their business.
IGF is a direct lender (not a broker) founded in 1997 with the aim of helping SMEs to fulfil their ambitions by unlocking cash flow. With offices in Redhill, Manchester and Birmingham, it offers a wide range of business funding from asset-based funding and invoice finance through to commercial loans.
If you need to release cash to get your business to the next level or just to make ends meet in the short term, IGF could help with fast and hassle-free business funding.
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IGF offers a wide range of funding options to SMEs, including invoice and asset finance.
Invoice finance offers your business an immediate supply of cash that is directly linked to your sales. IGF converts the value of your unpaid invoices into ready working capital.
This enables your business to get instant access to the cash you’ve earned when normally you’d have to wait 30, 60 or even 90 days for debtors to settle invoices and for the money to appear in your bank account.
Options for invoice finance
Benefits of invoice finance with IGF
Is my business eligible for invoice finance with IGF?
Before you take funding from IGF, you must ensure you can afford the attached fee. You must also meet the following criteria:
Further eligibility requirements vary depending on the funding option you choose.
You can generate a higher level of funding for your business by unlocking the value of your combined assets. This includes your debtors, inventory, plant and machinery, and property. Businesses usually choose this option for strategic reasons such as expansion plans, funding an acquisition or a management buy-out.
Asset-based funding options
Benefits of asset-based funding with IGF
Is my business eligible for asset finance with IGF?
To be accepted for asset finance with IGF, you must be able to show you can afford the attached fee. You must also meet the following criteria:
Additional eligibility requirements will also apply, depending on the funding option you choose.
The costs you pay to IGF will vary depending on factors such as the type and amount of funding you apply for, the cash flow of your business and its credit rating.
How do I apply for funding with IGF?
Frequently asked questions