Protect your business with a pay as you go monthly subscription
- Get covered in less than 10 minutes
- Adapt or cancel your policy at any time. No penalties
- Cover starts from just £5.13 per month
Updated
Hiscox is a leading insurer specialising in business and home insurance. The company also offers insurance cover for travel and events.
Hiscox Insurance is underwritten by Hiscox Underwriting Ltd.
Hiscox Underwriting Ltd is authorised and regulated by the Financial Conduct Authority and Hiscox Insurance Company Limited is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
Hiscox offers business policies for a range of professionals and businesses, including consultants, contractors, sole traders, shops, food retailers, charities, builders and beauticians. Many more industries are available, and you can search for a policy to suit your individual sector.
Cover will vary according to the needs of your business, but the main policy elements on offer from Hiscox business insurance include the following:
Hiscox offers different combinations depending on your needs, so your exact spec will be personal to you.
Here’s what’s on offer for Hiscox’s four main business insurance components:
Public liability insurance:
Professional indemnity insurance:
Employers’ liability insurance:
Cyber and data insurance:
Office insurance:
Product liability insurance:
The type of business insurance and the level of cover you need will depend on the nature of what you do.
Here are a few things to consider when deciding how much cover to take out:
The cost of insurance is an individual thing and depends on a number of personal factors.
For business insurance, things like the industry, size and nature of your business all affect your premiums.
The type and level of cover you take out also make a big difference to the price of your policy.
What you need to do if you want to make a claim will depend on the nature of the claim.
Cyber and data claims:
You can email Hiscox at cyberclaims@hiscox.com with the following information:
You can also call the company’s emergency line on 01206 773 791 or 0800 840 2782 (lines open 24/7).
Claim for your own loss:
These claims include personal accident, buildings and contents cover.
You can email Hiscox on property.claims@hiscox.com with the following information:
If you bought your policy directly from Hiscox, you can also call the company on 0800 247 1902. If you bought your policy through a broker, call 01206 773 899.
In the case of a property emergency, you can contact Hiscox’s emergency assistance team on 0800 042 0332 (lines open 24/7).
Claims against you:
This relates to liability claims, including professional indemnity, public liability, employers’ liability and management liability policies.
To notify Hiscox of a claim made against you, email the company on liability.claims@hiscox.com and include as much of the following information as possible:
For any queries about making your claim or what information to include, you can call Hiscox on 01206 773 899 (lines open 9am to 5:30pm Monday to Friday).
If you need advice on your legal expenses cover, call 0800 840 2269.
Online reviews are for Hiscox as a company.
On customer review platform Trustpilot, Hiscox as a company has 3 out of 5 stars and a rating of “Average”, based on more than 370 reviews.
On Feefo, Hiscox has 4.7 out of 5 stars, based on more than 20 reviews in the last year.
Customers love the comprehensive products and great service, but a few complained about high premiums.
Hiscox has a huge range of profession and industry-specific policies and guides so that your cover can be truly relevant to you and your business.
The cover on offer is comprehensive and the company’s cyber insurance in particular provides great benefits.
Making a claim might be a little confusing, but there are a lot of options for contacting Hiscox to make things easier.
We’ve compiled some stocks that might bounce back in the coming months during Boris Johnsons’ roadmap out of lockdown.
Learn more about Novo Integrated Sciences’ recent performance and where you can invest in Novo Integrated Sciences shares. We also run through some helpful rules of thumb for any investor
The growth of cryptocurrencies like Bitcoin has caught the interest of UK investors, with 19% of Brits saying they have bought cryptocurrency at some point.
Shares in Walt Disney Co. led the charge as the Dow Jones Industrial Average rose 0.09% on what was a mixed day of trading to start the week.
Learn more about Osprey Technology Acquisition’s recent performance and where you can invest in Osprey shares. We also run through some helpful rules of thumb for any investor.
Learn more about Churchill Capital IV’s recent performance and where you can invest in Churchill Capital IV. We also run through some helpful rules of thumb for any investor.
Learn more about Sunesis Pharmaceuticals’ recent performance and where you can invest in Sunesis shares. We also run through some helpful rules of thumb for any investor.
Learn more about Yunhong CTI’s recent performance and where you can invest in Yunhong shares. We also run through some helpful rules of thumb for any investor.
Want to add highlight to the foundations of your investment portfolio with makeup stocks? Find out how to invest in makeup and the risks.
See if you can get your next coursesonline.co.uk order for less with our hand-tested voucher and promo codes.