PedalSure Cycling Insurance

Cyclist? Make sure you have the cover that you need when on the road.

Cycling has become a pastime for many across the UK. Whether you’re cycling to get outside and be active or you use your bike to commute into work, it is important to protect you and your bike with insurance.

Bicycles are key target for thieves, with more than 250,000 bikes being stolen last year alone according to the Office of National Statistics (ONS).

If you have home insurance then you may find that your bike is covered under your policy, but if not check out PedalSure to find bicycle cover today.

PedalSure

PedalSure Insurance

Find the right cover for you and your bike today:

  • New customer discounts available
  • Cover for you, your bike or both
  • Tailor your policy with optional extras
  • Find cover for electric bikes, mountain bikes, amateur racing, commuting bikes and more.

    Who are PedalSure?

    PedalSure are an insurance provider who believe that the focus of a cycle insurance policy should be on you the user, rather than the bike. They offer insurance for the rider, bike and the option to combine both.

    PedalSure believes that many other providers underpay in the case of lost limbs or death and so they are set up to support the rider to get them back into the saddle.

    What are PedalSure’s bicycle cover options?

    PedalSure provides three levels of personal cover as well as bike cover;

    Bronze Personal Cover

    The most basic level of cover that PedalSure offer.

    Features of this include:

    • Personal Accident Cover
    • Personal Liability
    • Accidental Death
    • Dental Cover
    • Physio Cover
    • Legal Expenses
    Silver Personal Cover

    Offers a slightly more comprehensive cover than Bronze.
    Features of this include:

    • Personal Accident Cover
    • Personal Liability
    • Accidental Death
    • Dental Cover
    • Physio Cover
    • Legal Expenses
    Gold Personal Cover

    The highest level of cover you can buy.

    Features of this include:

    • Personal Accident Cover
    • Personal Liability
    • Accidental Death
    • Dental Cover
    • Physio Cover
    • Legal Expenses
    Bicycle Cover

    Protect yourself and your bike when travelling abroad.

    Features of this include:

    • New-for-old replacement with no devaluation on your bike
    • Bike theft cover
    • Accidental damage cover
    • Replacement bike provided whilst awaiting repairs or replacement.

    Optional Bicycle Cover extras

    PedalSure offer a range of optional extras you can add to your bicycle cover policy.

    Features of this include:

    • Accessories and Personal Effects. Cover for accessories and personal possessions which are lost or damaged with your bike.
    • Personal Liability. Cover for if your’e involved in an accident and injure someone else or cause damage to their property.
    • Competition. Cover for if you take part in road racing, time trials and other competitive events.
    • Foreign Travel. Provides cover for 30 or 60 days, depending on the option you choose, if you intend to travel overseas. Also covers air travel where the bike has been appropriately packaged.

    Optional Personal Cover extras

    PedalSure offer a range of optional extras you can add to your personal cover policy as well.

    Features of this include:

    • Loss of earnings. Provides a weekly payment if an accident on your bike prevents you from working. The amount you receive is dependant on whether you picked Gold, Silver or Bronze.
    • Competition. Cover for if you take part in road racing, time trials and other competitive events.
    • Foreign Travel. Provides cover for 30 or 60 days, depending on the option you choose, if you intend to travel overseas. Also covers air travel where the bike has been appropriately packaged.

    How do I make a claim?

    If you want to make a claim contact PedalSure’s claims handler, Roger Rich & Co as soon as possible after the event. You can do this either by phone on 01608 641351 or by e-mail: enquiries@rogerrich.co.uk

    Alternatively call 0333 000 1234 to make a claim over the phone.

    What is my excess?

    An excess is the amount of money you contribute to the cost of your claim. The amount of your excess will depend on the level of cover you have and the nature of your claim. Details of your excess amounts will be displayed in your policy schedule.


    *Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

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