Table sorted by combination of product features, popularity and commercial partnerships.
Max. intro bonus Default earn-rate Annual/monthly fees Representative APR Incentive Representative example
Amex® Cashback Everyday Credit Card image
5%
0.5%
£0
29.4% APR (variable)
Welcome offer: Get 5% cashback on your purchases (up to £125) for the first 5 months of Cardmembership. Terms and minimum spend apply. 18+, subject to status.
Representative example: Representative 29.4% APR variable. Based on assumed borrowing of £1,200. Rate of interest 29.4% p.a. (variable).
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Santander All in One Credit Card image
N/A
0.5%
£3 per month
29.8% APR (variable)
0.5% cashback after £1 of monthly spend. Maximum of £10 paid per month. Paid monthly into Card Account.
Representative example: Representative 29.8% APR variable. Based on £3 monthly fee, assumed borrowing of £1,200. Rate of interest 23.9% p.a. (variable).
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Amex® Cashback Credit Card image
5%
0.75%
£25 per year
35% APR (variable)
Get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. New Cardmembers only. Terms apply. 18+, subject to status.
Representative example: Representative 35% APR variable. Based on £25 annual fee, assumed borrowing of £1,200. Rate of interest 29.4% p.a. (variable).
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Lloyds Bank Ultra Credit Card image
1%
0.25%
£0
12.9% APR (variable)
Representative example: Representative 12.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 12.94% p.a. (variable).
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