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Discover how to find the best bank account for your needs.
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Compare the best bank account
What type of bank account are you looking for?
- Current account. A current account is used for day-to-day spending. It comes with a debit card. You can set up direct debits and standing orders. There are no limits for deposits or withdrawals.
- Savings account. A savings account tends to pay higher interest on in-credit balances, but many come with limits on withdrawals and deposits. You can set set up direct debits or standing orders or make payments from this account.
- Business account. If you run a partnership or corporation, you need to run your business finances through a business account for tax purposes. Business current accounts and business savings accounts are available.
What is the safest bank account?
Safety is a common concern among banking customers, especially when it comes to online banking. If you’re keen to discover which banks offer the best safety precautions, check out our guide on the safest banks.
Which banks give you money to switch?
In order to tempt customers away from their competitors, many banks offer switching incentives including cash bonuses. Click to see our guide on which banks give you money to switch.
How to choose the best bank account
Here are the main factors you’ll want to consider when choosing your bank account.
- Branch access. If you would like assistance from staff in a local branch, you may base your decision on which banks have branches near your home or workplace.
- Interest rates. It’s worth comparing which banks offer the best interest rates on in-credit rates, and maybe which ones offer the most generous overdrafts.
- Incentives. A lot of banks offered ‘packaged’ accounts, which come with gadget insurance, travel insurance, breakdown cover and other incentives. These come with a monthly account fee though.
- Customer service. There are plenty of surveys out there which rate the customer service delivered by the best banks.
- Other financial products. Some banks offered better mortgage/credit card/savings deals to their current account holders, so bear this in mind if you’re looking for other financial products.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
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