Review: Azimo international money transfers

Azimo is known for fast transfers, competitive rates, low fees and a wide range of payment and delivery options.

  • Good for small transfers, low fees and competitive rates.
  • Not so great if you want to pay using cash.

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From £0.99

Fees (pay by bank transfer)

£1

Minimum transfer amount

Details

Product NameAzimo
Pay byCredit card, Debit card, Bank transfer
Receiving optionsCash pickup location, Bank account, Mobile wallet, Prepaid phone credit
Customer servicePhone, Live chat, Email
Available currenciesAED, ALL, AMD, AOA, ARS, AZN, BAM, BDT, BGN, BHD, BIF, BOB, BRL, BWP, BYN, CAD, CDF, CNY, COP, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HUF, IDR, ILS, INR, JMD, JOD, KES, KGS, KMF, KWD, KZT, LKR, LSL, MAD, MDL, MGA, MRU, MXN, MYR, NGN, NIO, NOK, NPR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SEK, SGD, SLL, THB, TJS, TRY, UAH, UGX, USD, UYU, VND, XAF, XOF, ZAR
Bank account required?No
Personal account manager?No

Azimo exchange rates and fees

There are several factors that affect how much your Azimo international money transfer will cost, including how much money you’re sending, where you’re sending your money and how you would like your funds to be delivered.

Azimo’s exchange rates are updated live according to changes to the global foreign exchange markets.

Check if there are any Azimo promo codes available

Available currencies

Azimo allows you to send funds to more than 200 countries across Africa, Asia, the Pacific, the Americas and Europe. You can see a full list of possible transfer destinations, as well as the receiving options available in each country, by visiting the Azimo website. Popular currencies include:

  • USD United States dollar
  • EUR Euro
  • CHF Swiss franc
  • PLN Polish zloty
  • AUD Australian dollar
  • CNY Chinese yuan
  • SEK Swedish krona
  • JPY Japanese yen

What types of transfers can you make with Azimo?

Azimo offers the following transfer options, although not all options are available in every country:

  • Bank account transfers
  • Cash pick-up from more than 200,000 locations
  • Mobile airtime top-ups allowing you to purchase minutes on your recipient’s mobile
  • Mobile wallet transfers

You can send a transfer online or using the Azimo mobile app, while you can pay for your transaction through a bank transfer, credit card or debit card.

If you ever require assistance with a transfer or have a question about Azimo’s service, you can visit its online support centre. Email and multilingual phone customer support are also available if needed.

Which payment methods does Azimo accept?

You can pay for your transfer a few different ways, including:

  • Bank transfer
  • Debit card

How long does a transfer with Azimo take?

The transfer time depends on where you’re sending money. In many cases, transfers can arrive on the same day, but sometimes it might take up to two business days, or longer. Check the details of your transfer destination on the Azimo website to see how long it will take for your funds to arrive.

Transfers typically takeClock icon for transfer speed

24 hours

Is Azimo safe to use?

  • Security and regulation: Government regulated
  • Established: 2012
  • Number of customers: 2 million+
  • Reviews: Trustpilot gives Azimo an average score of 45./5 based on over 50,000 reviews (as at 12 August 2022)
  • Investors: Rakuten, Jeremy Yap, Silicon Valley Bank

How does Azimo make money?

Azimo makes money by charging a transfer fee and through a margin on the exchange rate. You may notice the exchange rate you get quoted is different to the one you can see on Google or Reuters. This is because banks and most money transfer services add a margin onto the mid-market rate to cover their own costs.

How to register an account

You’ll need to register for an account before you can send money overseas with Azimo.

How do I make an international money transfer with Azimo?

To send money with Azimo you’ll need to provide transaction details including:

  • The amount of money you want to send and which currency you would like to send it as
  • How the money will be transferred and received
  • Where the money is going
  • Details of your recipient, such as their name, address and bank account information
  • How you’ll pay for the transfer

Once you’ve provided these details you’ll be able to review your transfer information, including the exchange rate and fees that apply. If you’re happy with what you see, you can then pay for your transfer with a bank transfer, credit card or debit card. You can track the progress of transactions in your Azimo account dashboard.

What is Azimo?

Azimo is a money transfer service founded in 2012 with the mission of making money transfers cheap and fast for all its customers.

It does this by cutting costs compared to the money transfer services offered by banks. It’s online only so it doesn’t pay the cost of maintaining stores, it doesn’t accept cash because doing so can be expensive and it claims to pay its executives fair and reasonable salaries rather than bank-sized bonuses.

Azimo pros and cons

Pros

  • Worldwide access. Azimo offers transfers to over 200 countries, making it possible to send money to loved ones all around the world.
  • Transfer options. With bank account transfers, cash pick-ups, airtime top-ups and mobile wallet payments, Azimo lets you choose the transfer method that’s most convenient for you.
  • Affordable. Compare Azimo’s fees and exchange rates with those you receive from banks and other money transfer providers – you’ll see that Azimo offers a competitive money transfer solution.

Cons

  • Not all transfer options are available to all countries. You’ll need to visit the Azimo website to see which transfer methods are available for your destination.
  • No cash payments. You can pay with card or bank transfer, but not with cash.

How does Azimo compare to other providers?

Table: sorted by promoted deals first
Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
1 - 20 of 20
Name Product Filter values Ratings Pay by Receiving options Fastest transfer Fee (pay by bank transfer) Key benefits
OFFER
TorFX
Finder rating
★★★★★
Debit card, Bank transfer
Bank account
24 hours
£0
Rate improver guarantee: TorFX will match and beat any rate you're offered by a competitor. T&Cs apply. Get a £50 Amazon voucher for each friend you refer who transfers £5,000 or more. T&Cs apply.
Key Currency
Not rated yet
Bank transfer
Bank account
24 hours
£0
OFFER
Wise (TransferWise)
Finder rating
★★★★★
Credit card, Debit card, Bank transfer
Bank account
4 hours
From £3.75
Refer 3 friends to receive up to £50 referral bonus
OFX
Finder rating
★★★★★
Credit card, Debit card, Bank transfer
Bank account, Mobile wallet
24 hours
£0
CurrencyTransfer
Not rated yet
Bank transfer
Bank account
24 hours
£0
OFFER
Currencies Direct
Finder rating
★★★★★
Bank transfer
Bank account, Mobile wallet
24 hours
£0
Get a £50 Amazon voucher for each friend you refer who transfers £5,000 or more. T&Cs apply.
OFFER
Xe
Finder rating
★★★★★
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account
Within minutes
£2
Refer a friend and you'll each get a £25 Amazon voucher when they transfer over £1,000. T&Cs apply.
DISCOUNT
PassTo
Not rated yet
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet
Within minutes
From £0.99
No fees on your first 2 transfers. Refer PassTo to 3 friends to earn £50 once they each make a transfer of £200 or more. They'll earn £5 too. T&Cs apply.
OFFER
Atlantic Money (iPhone only)
Not rated yet
Bank transfer
Bank account
Within minutes
£3
Pay no fees on your first Atlantic Money transaction with this link.
Remitly
Finder rating
★★★★★
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet, Home delivery
Within minutes
From £1.49
OFFER
CurrencyFair
Finder rating
★★★★★
Bank transfer
Bank account
24 hours
£2.50
New customers get unlimited fee-free transfers for their first 3 months. T&Cs apply.
OFFER
Revolut
Not rated yet
Bank transfer
Bank account
Within minutes
From £0
Sign up and get a free £10 top-up plus 1 month of Revolut Premium. T&Cs apply.
OFFER
WorldRemit
Finder rating
★★★★★
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet, Prepaid phone credit
Within minutes
From £1.99
Use promo code 4FREEFINDER to send your first 4 transfers with no fee. T&Cs apply.
OFFER
Airwallex multi-currency business account
Not rated yet
Bank transfer
Bank account
Within minutes
£0
Connect your Airwallex account to Xero at no additional cost. Plus, generate Airwallex payment links to share with your customers anywhere in the world so they can pay in the currency and payment method of their choice. T&Cs apply.
OFFER
TorFX Business
Finder rating
★★★★★
Bank transfer
Bank account
24 hours
£0
Rate improver guarantee: TorFX will match and beat any rate you're offered by a competitor. T&Cs apply.
Currencies Direct Business
Finder rating
★★★★★
Debit card, Bank transfer
Bank account, Mobile wallet
24 hours
£0
OFX Business
Not rated yet
Credit card, Debit card, Bank transfer
Bank account, Mobile wallet
24 hours
£0
CurrencyFair Business
Not rated yet
Bank transfer
Bank account
24 hours
£2.50
Zero fees on your first 10 transfers. T&Cs apply.
WorldFirst Business
Not rated yet
Debit card, Bank transfer
Bank account, Mobile wallet
24 hours
£0
Lloyds Bank International Transfers
Not rated yet
Bank transfer
Bank account
24 hours
Varies
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Compare up to 4 providers

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8 Comments

  1. Default Gravatar
    Baroness
    January 31, 2019

    This is the second time I have tried to send money via this absolutely useless service. On both times it had taken them almost 24 hours to come back with some flimsy excuse for not completing the transfer even though payment had gone through from my account.
    I was under the impression they were reliable. INDEED!!

    • Avatarfinder Customer Care
      johnbasanes
      February 1, 2019

      Hi Baroness,

      Thank you for reaching out to finder.

      We thank you for your feedback on this matter.

      Cheers,
      Reggie

  2. Default Gravatar
    Kristina
    September 12, 2017

    What is the maximum amount limit of transfers?

    • Avatarfinder Customer Care
      May
      September 12, 2017

      Hi Kristina,

      Thanks for your question.

      With Azimo, there’s no maximum transfer limit, though the minimum amount you can transfer overseas is £5. Please note though that you would need to provide identification if you will send more than £899 at one time or if you’re exceeding a total transfer amount of £899 in a 30-day period.

      Cheers,
      May

  3. Default Gravatar
    Leo
    July 25, 2017

    How and where will I claim my sister’s remittance aside from bank transactions?

    • Avatarfinder Customer Care
      May
      July 25, 2017

      Hi Leo,

      Thank you for your inquiry.

      With Azimo, the following are the options on how the recipient can receive the money aside from bank accounts:

      – Cash pickup transfers to more than 200,000 pickup locations
      – Mobile airtime top-ups
      – Mobile wallet transfers

      Please click on the ‘Go to site’ button above to be redirected to Azimo’s website for more details.

      Cheers,
      May

  4. Default Gravatar
    Diana
    July 10, 2017

    I want to send my monthly rimittance to the Philippines via Azimo, through bank to bank transaction. My question is how do I send money direct to my bank account number in the Philippines?

    • Avatarfinder Customer Care
      May
      July 11, 2017

      Hi Diana,

      Thanks for reaching out.

      Sending money via Azimo is simple. First, you’d need to register for an account with Azimo. Please visit their official website to start your registration. After you create an account, please follow the steps outlined above under “The registration and transfer process” section so you can process your bank to bank remittance online.

      Cheers,
      May

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