This straightforward card lets you earn unlimited rewards on your day-to-day spending – especially when you shop at Asda.
With the card’s best cashback rates and rewards limited to Asda purchases, if it’s your supermarket of choice this card could be worth a closer look. While the cashback rate at non-Asda stores isn’t much to write home about, the good news is that this card has no annual fee – meaning you can use it as much or as little as you please.
Although this card is billed as a “cashback” credit card, the rewards are paid as vouchers to be redeemed at Asda.
|Issuer||Creation Financial Services|
|Incentive||Earn Asda vouchers every time you shop - 1% cashback on all Asda spend, 0.2% on all other transactions and 10% on selected insurance products. Once £2.5 is earnt a voucher can be downloaded to spend in Asda stores.|
|Additional Rewards Info||No fees when card is used to buy foreign currency from ASDA Travel Money. 6 months 0% interest on purchases of £200 or more at George.com.|
|Purchases interest-free period (days)||50|
|Balance transfers||0% for 12 months reverting to 19.9%|
|Balance transfer fee||3% (min. £3)|
|Foreign usage charge (EU)||2.99%|
|Foreign usage charge (rest of world)||2.99%|
|Cash advance fee||3% (min. £5)|
|Late payment fee||£12|
|Duplicate statement fee||£3|
|Exceeding limit fee||£12|
|Additional card fee||£0|
|Availability||Available to new customers|
How does this card compare with other rewards cards on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0371 704 3369), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the ASDA Money Cashback Credit Card Mastercard
If you’ve been won over by this rewarding card and want to apply, just click on the “Go to site” button and you’ll be taken to a secure application form. This takes about 15 minutes to complete. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.