TrustedPersonalLoans.com — personal loan review April 2018 | finder.com

TrustedPersonalLoans.com — personal loan review April 2018

If you need a personal loan fast, TrustedPersoanlLoans.com will do the leg work for you and connect you with a lender.

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

If you have less than perfect credit and find yourself in a financial emergency, you might be looking for an alternative to traditional bank loans. There are short term loans out there for you. The most important thing to keep in mind is that a short term loan is a temporary fix, not a long-term solution. A good place to begin your search is with a lender-connection service.

TrustedPersonalLoans.com is not a direct lender, but instead works by fitting your personal loan application with the most suitable lender from its extensive network of providers. You can apply to borrow up to $40,000, and applying for a loan with TrustedPersonalLoans.com is quick and easy, with a fast turnaround time on receiving your funds.

Product NameTrustedPersonalLoans.com Personal Loan
Min Loan Amount$100
Max. Loan Amount$40,000
APR4.99-35.99%
Requirements18+, have an open bank account, be employed or have regular income

Pros

  • Quick and simple process.
  • Borrow up to $40,000.
  • No collateral required for approval.

Cons

  • Provider is a lending broker.
  • Can be expensive to borrow small amounts of money.
  • Fees depending on the lender you ultimately apply with.

How does TrustedPersonalLoans.com work?

Follow a simple online application process to apply for a personal loan through TrustedPersonalLoans.com. Once you submit your application, and if you qualify, TrustedPersonalLoans.com connects your application with a suitable lender. Bear in mind that this does not mean you’ll automatically be approved for a loan. After TrustedPersonalLoans.com connects your application with a lender you can expect a lender to contact you. At this point, the lender provides you with a loan contract that details the loan’s terms and also lists out all applicable fees and charges. Be sure to review this contract carefully before accepting. Upon acceptance of the contract the lender will disburse the funds, and you can expect the money in your bank account by the next business day. You’ll have to start making repayments as per the repayment plan until you repay the loan completely.

How does TrustedPersonalLoans.com compare?

Rates last updated April 20th, 2018

Reveal your potential loan offers and rates

Answer two quick questions to filter the loan offers and get the best one for you.

Let's get started

Select your credit score range

I don't know my credit score

Finally, select where you live.

To get your credit score:

Experian logo

Experian is a leading provider of personal and business credit reporting. Find out your FICO score now for less than the cost of a cup of coffee.

Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR
Even Financial Personal Loans
Get connected to competitive loan offers instantly from top online consumer lenders.
580
$100,000
4.99%–35.99% (fixed)
Monevo Personal Loans
Quickly compare multiple online lenders with competitive rates depending on your credit score.
580
$100,000
3.09%–35.99% (fixed)
Upgrade Personal Loans*
Affordable loans with two simple repayment terms and no prepayment penalties.
620
$50,000
5.96%–35.97% (fixed)
Prosper
Borrow only what you need for debt consolidation, home improvements and more — with APRs based on overall creditworthiness.
640
$35,000
5.99%–35.99% (fixed)
LendingClub Personal Loan
A peer-to-peer lender offering fair rates based on your credit score.
660
$40,000
5.98%–35.89% (fixed)
CompareFirst Personal Loans
An easy-to-use loan connection service geared toward introducing first-time borrowers to affordable personal loans.
580
$50,000
2.99%–36% (fixed)
Best Egg Personal Loans
A prime lender with multiple repayment methods.
640
$35,000
5.99%–29.99% (fixed)
FreedomPlus Personal Loans
Consolidate debt and more with these low-interest loans. Cosigners welcome.
640
$35,000
4.99%–29.99% (fixed)
Laurel Road Personal Loans
Get a personal loan with no application or origination fees and a rate discount for autopay.
680
$45,000
5.5%–11.74% (fixed)
LendingPoint Personal Loans
Get a personal loan with reasonable rates even if you have a fair credit score in the 600s.
600
$25,000
15.49%–34.99% (fixed)
NetCredit Personal Loan
Check eligibility in minutes and get a personalized quote without affecting your credit score.
550
$10,000
34%–155% (fixed)
OneMain Financial Personal and Auto Loans
An established online and in-store lender with quick turnaround times. Poor credit is OK.
Varies
$25,000
typically around 18.49%* (fixed)

Compare up to 4 providers

Features of a personal loan from TrustedPersonalLoans.com

These personal loans come with a number of features, and here’s what you should know before you submit your application:

  • Quick and simple process. It should take you around five to 10 minutes to complete the application, and you’ll find out if you qualify soon after you submit your application. Once you’re approved, you’ll be given an opportunity to go through the loan contract. Once you accept it, you’ll can get access to your money the following business day.
  • Borrow as much as you require. A number of short-term loans don’t allow you to borrow more than $1,000. With TrustedPersonalLoans.com you can borrow as much as $40,000. The maximum amount you can borrow will depend on the state you live in, your creditworthiness, and the potential lender.
  • Repayment period options. Unlike most personal loans, which require full repayment on your next payday, TrustedPersonalLoans.com can connect you with a lender with longer repayment terms.
  • Repayment flexibility. Depending on how often you can make payments, you can choose to make repayments toward your personal loan once or twice each month. If you end up paying the loan before schedule, you don’t have to worry about paying any kind of prepayment penalties.

Explore loans through TrustedPersonalLoans.com

Rates last updated April 20th, 2018
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs
TrustedPayDay.com Payday Loan
$1,000
As soon as the following business day
Rates and fees are determined by the lender who approves you.
TrustedPersonalLoans.com Personal Loan
$40,000
24-84 months
As soon as tomorrow
APR ranges from 4.99-35.99% based on your credit score.
TrustedInstallmentLoans.com Installment Loans
$10,000
As soon as the following business day
APR ranges from 25-450% based on your credit score.

Compare up to 4 providers

Fees and charges

Until you accept the loan contract, you have no obligations to pay any fees. The loan contract you receive from the chosen lender gives you a clear indication of all the costs you might incur as the loan progresses, and it is in your best interest to review these before accepting the contract. You will have to pay finance charges, and in case of late and deferred payments, you might have to pay late charges.

How to apply for a personal loan from TrustedPersonalLoans.com

Eligibility criteria:

  • Age 18 years or older
  • Permanent U.S. resident or a U.S. citizen
  • Steady source of income and be actively employed
  • Checking or savings account that allows direct deposits

Required documents & information:

  • Your complete name, date of birth, driver’s lisence number, and Social Security number
  • Your home address, phone number and email address
  • Your employer’s name and phone number
  • Details about your income
  • Bank account details
Back to top

Are payday loans available in my state?

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site