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This online connection service works with borrowers of all credit types.

  • Best for poor-credit borrowers who've struggled to qualify elsewhere.
  • Pick something else if you want transparent rates and fees.


Min. Amount


Max. Amount

Varies by lender

Turnaround time


Min. Amount$200
Max. Amount$40,000
Loan TermUp to 6 years
Turnaround TimeVaries by lender
RequirementsLenders in the network consider your state of residence, credit score and credit history among other financial factors.
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Expert review

Aliyyah Camp

Review by

Aliyyah Camp is a writer and personal finance blogger who helps readers compare personal, student, car and business loans. Aliyyah earned a BA in communication from the University of Pennsylvania and is based in New York, where she enjoys movies and running outdoors.

Expert review is ideal for borrowers with less-than-perfect credit who’ve struggle to find a lender they qualify with. You can fill out one online form to potentially get connected with a lender that’s willing to work with you. Its network of lenders offer loans as small as $200, making it a good option for smaller expenses.

But it’s not up front about what APRs and fees you might be on the hook for. And there’s a chance you might get connected with a short-term lender, which charges higher rates than traditional personal loan providers.

Plus, since it’s not a direct lender, don’t be surprised if you have to field phone calls and emails from lenders in its network — even after you’ve taken out a loan.

Rather apply with a lender directly? Compare your options below.

First, am I eligible?

To qualify with one of the lenders in’s partner network, you need to meet a few basic criteria:

  • Regular source of income
  • Open bank account
  • At least 18 years old
  • US citizen or permanent resident


  • Bad credit OK
  • Loans as small as $200
  • Get connected to a lender without affecting your credit score


  • Not transparent about potential rates or fees
  • Might have to field phone calls and emails from its partner lenders
  • Could be connected with a short-term lender
  • No contact information available

May be connected to a short-term lender

While does have affiliates that offer large personal loans with longer terms, the majority of its users have been offered short-term loans of less than $1,000. This comes with its own risks, including high interest rates and short terms. Before you agree to a loan, read over its terms and learn more about the short-term lending process.

Compare other personal loan providers

Data indicated here is updated regularly
Name Product Filter Values Max. Loan Amount Loan Term Turnaround time
OppLoans Installment Loans
9 to 24 months
1 business day
Comes with the option to change your due date so you won’t fall behind on repayments.
 Check Into Cash Installment Loans
6 months to 1 year
1 to 2 business days
Borrow money with lower payments and more time to pay than a traditional payday loan.
Fast5kLoans Short-term Loans Connection Service
6 months to 6 years
As soon as the next business day
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
Same business day to 1 business days
Get offers from potential lenders in minutes by filling out just one online form.
Possible Finance Mobile Installment Loans
Up to 2 months
As fast as 1 business day
Borrow up to $500 with just a few swipes — but only for residents of 5 states.
3 to 36 months
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.

Compare up to 4 providers reviews and complaints

Customers haven’t written much about — positive or negative. It doesn’t have a Better Business Bureau (BBB) page for or its parent company, Fast Flash Marketing, LLC. You’ll have a tough time judging based on other borrower review websites as well. Instead, look at reviews of the lender you’re connected with to get an idea of what your experience might be.

How do I get started?

Follow these steps to complete’s online form:

  1. Click Go to site at the top of this page to be redirected to
  2. Select your loan amount, loan purpose and credit score range, then click Next.
  3. Enter your ZIP code, birth year and last four digits of your Social Security number, then click Get Started.
  4. Fill out the application with your personal and financial information.
  5. Read over its disclosures, then click Submit.

What information will I need?

To fill out’s online form, you’ll need some basic information:

  • Estimated credit score
  • Social Security number
  • Income and bank account details

What happens after I submit its online form? will review your application and may potentially connect you with a lender. If you’re connected with a lender, you’ll need to finalize your application and may be required to provide additional personal information like proof of employment and your bank account numbers. If approved, your lender will walk you through the steps to finalize your application.

How do repayments work with

You won’t make repayments to, but the lender you’re connected with. Read through your loan documents to see when your payments are due and any fees you might face. If you can, consider signing up for autopay — this way you won’t have to worry about making manual payments each month and can avoid late fees. Just make sure you have enough money in your account on your due date, otherwise you might face insufficient funds fees.

Keep an eye on your bank account and loan balance. If you notice anything off, reach out to your lender’s customer service team as soon as possible.

See how stacks up to the competition with our guide to personal loan connection services.

Frequently asked questions

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