— personal loan review April 2019 | — personal loan review

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What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the product issuer's website. You do not need to be an existing customer of this provider to apply.
  • Your application will typically take you no more than 10-15 minutes to complete.
  • Conditional approval will typically happen within 1 business day after submitting your application. In many cases, you will have your funds within a week.
Click here to start your application >>

If you’re tired of filling out multiple applications to compare lenders, let this connection service do the work for you.

You don’t have to spend hours entering the same information over and over again when you’re on the search for a loan. is a connection service that compares your application against the eligibility criteria of its affiliate lenders, saving you time. And since it has such a high loan amount, you may be able to get the money you need to pay for any expense that comes up.

Product Personal Loan
Min. Loan Amount$200
Max. Loan Amount$40,000
APR4.99% to 35.99%
Interest Rate TypeFixed
Minimum Loan Term2 years
Maximum Loan Term7 years
Requirements18+, have an open bank account, be employed or have regular income
Go to's website

How does work? is not a direct lender, but instead works by fitting your personal loan application with the most suitable lender from its extensive network of providers. You can apply to borrow up to $40,000, and applying for a loan with is quick and easy, with a fast turnaround time on receiving your funds. Once you submit your application, processes your application and may connect you with a suitable lender if you qualify.

Until you accept the loan contract, you won’t have to pay any fees. The loan contract you receive from your chosen lender should give you a clear indication of all the costs you might incur as the loan progresses, and it’s in your best interest to review these before accepting the contract. You’ll have to pay finance charges, and if you miss a payment, you might have to pay late charges.

What are the benefits of using

  • Quick and simple process. It should take you around 5 to 10 minutes to complete the application, and you’ll quickly see if you’ve been connected with a lender.
  • Borrow as much as you need. A number of short-term loans don’t allow you to borrow more than $1,000. With, you may be eligible to borrow as much as $40,000.
  • Repayment period options. Unlike most personal loans, which require full repayment on your next payday, can connect you with a lender with longer repayment terms.
  • Repayment flexibility. You can choose to make payments toward your personal loan once or twice each month. If you end up paying the loan before schedule, you won’t have to worry about paying any kind of prepayment penalties.

What to watch out for

  • May not qualify for max amount. While there are loans available for up ot $40,000, often only connects borrowers to lenders that offer loans between $100 to $1,000.
  • Not a direct lender. is a lender connection service. This means that once you’re connected, you’ll be borrowing from a different source and working with that lender, not
  • Contact phone number leads to a different service. If you’re looking to call to speak to a representative about any questions you may have, you’re out of luck. The phone number listed on its website leads to a sister company,

How does compare?

Updated April 26th, 2019
Name Product Filter Values Minimum Credit Score Max. Loan Amount APR
6.95% to 35.89%
A peer-to-peer lender offering fair rates based on your credit score.
5.99% to 16.24%
No fees. Multiple member perks such as community events and career coaching.
3.99% to 35.99%
Quickly compare multiple online lenders with competitive rates depending on your credit.
Good to excellent credit
5.34% to 35.99%
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
7.99% to 35.89%
Affordable loans with two simple repayment terms and no prepayment penalties.
3.84% to 35.99%
Get connected to competitive loan offers instantly from top online consumer lenders.
34% to 155% (Varies by state)
Check eligibility in minutes and get a personalized quote without affecting your credit score.
640 FICO®
5.99% to 29.99%
A prime lender with multiple repayment methods.

Compare up to 4 providers

Not all loans are long term

While does have affiliates that offer large personal loans with longer terms, the majority of its users have been offered short-term loans of less than $1,000. This comes with its own risks, including high interest rates and quick payment turnaround. Before you agree to a loan, read over its terms and learn more about the short-term lending process.

Is it safe to apply with

Yes. is a secure website that keeps your personal and financial information safe when you apply. According to its privacy policy, only uses your personal information to connect you to lenders and to send you marketing materials. However, unlike many privacy policies on similar financial sites, it doesn’t discuss ways you can limit the sharing of your information. You can contact by writing to its company address listed at the bottom of its privacy policy or by filling out an email form on the Contact Us page.

What does the Internet say about

Not much. There isn’t a Better Business Bureau (BBB) page for or its parent company, Fast Flash Marketing, LLC. You’ll have a tough time judging based on other borrower review websites as well.

Why is this? Many people often leave reviews for the lender they’re connected with, not the connection service. It’s not unusual for lender connection services to lack reviews. There simply aren’t many reviews left by people who have worked with, so you’ll have to determine the company’s character based on your interactions.

Am I eligible?

  • You must have a regular source of income
  • You must have an open bank account
  • You must be at least 18 years old
  • You must be a US citizen or permanent resident

How do I apply?

Follow these steps to quickly complete the application.

  1. Click Go to site at the top of this page to be redirected to
  2. Select your loan amount, loan purpose and credit score range, then click Next.
  3. Enter your zip code, birth year and last four digits of your Social Security number, then click Get Started.
  4. Fill out the application with your personal and financial information.
  5. Read over the Privacy Policy, Terms of Web Site Use, Consent to Electronic Disclosures and Credit Authorization documents, then click Submit. will review your application and may potentially connect you with a lender. If you’re matched, you’ll be redirected to the lender’s website to complete your application.

What information will I need to supply?

  • Your complete name, date of birth and Social Security number
  • Your home address, phone number and email address
  • Your employment status, income and bank account information
Go to's site

What happens after I’m matched with a lender?

Once you’re connected with a lender, you’ll need to finalize your application and may be required to provide some extra personal information. This may include proof of employment and your bank account numbers. However, you should take a few steps before you complete the application. Look up your lender on the BBB or TrustPilot to see if it has good reviews, and carefully read the lender’s terms and conditions to understand how the lending process works.

If you’re approved for a loan, you’ll need to follow the lender’s instructions to set up payments. Read your loan contract over before you sign to know how much you’ll pay at the end of your loan term and when your payments will be due.

Are payday loans available in my state?

Bottom line

When you’re looking for a personal loan and don’t have great credit, may be a handy tool to help you navigate through lenders without having to fill out multiple applications. However, the lack of dedicated phone help line and the high cost of some of its affiliate lenders may not be exactly what you’re looking for. You can always compare other personal loan brokers to see what other types of options are available.

Frequently asked questions

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