Trusted Choice commercial car insurance review

Offload the work of insurance shopping while comparing up to 52 insurers.

  • Get a quote to compare policies without doing all the work.
  • Pick something else if you prefer working with insurers directly.
  • Many businesses can apply with a focus on small to medium businesses.
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Roadside assistance

New car protection

Accident forgiveness


States served All 50 states
Claims methods phone
Payment schedule Depends on provider
Cargo coverage Depends on provider
Non-owner coverage Depends on provider
Lifetime repairs guarantee Depends on provider


  • Custom business coverage
  • Independent agent support
  • Works like a broker


  • Experience varies based on local agent
  • Less control of comparisons
  • Lacks in-depth business resources
Bundling discount Depends on provider
Anti-theft device discount Depends on provider
Paid in full discount Depends on provider
Safety device discount Depends on provider
Other discounts

Review by

Sarah George is an insurance writer at Finder who’s penned over 400 articles, unraveling complicated topics about car, home and life insurance. Her insurance know-how has been featured in online publications, including Breeze, CBS, CNET and, as well as Finder’s YouTube channel. Sarah is working to become a Certified Educator in Personal Finance (CEPF).

Expert review

Trusted Choice helps you compare many policies across multiple insurers, all with the help of an independent agent. You’ll have customized options available regardless of where you live. That said, the choices and customer experience you receive depends on your chosen agent’s skills.

How to contact Trusted Choice

Work with an agent to cover your business driving or reach out to Trusted Choice customer service. Receive help by:

  • Local agent. Fill in your information for an online quote and then contact one of the agents listed.
  • Phone. Reach a customer service representative at 844-499-7575.
  • Email. Get your questions answered by emailing

What commercial auto coverage does Trusted Choice offer?

This unique broker matches you with the policy and coverage your business needs, but basic coverage includes:

  • General liability. Shoulder your responsibility for medical expenses and property damage to other drivers on the road.
  • Collision. Guard your business vehicles so they get the repairs needed after an at-fault incident.
  • Comprehensive. Cover damage caused by theft and natural disasters like storms or falling objects. Some insurers offer protection for specified perils.
  • Loss. Replace your vehicles and protect your investment in the case of theft.
  • Non-owned vehicles. Protect your employees while they drive their personal cars for business.
  • Hired cars. Shelter yourself from damage while renting a business vehicle.

What features does Trusted Choice offer businesses?

Its main feature is the independent agents who look for the best commercial vehicle coverage possible. But Trusted Choice helps with other business needs too:

  • Independent agents. The heart of this company is its local agents who work independently from a specific insurance company. Your agent searches for the best policy to match your needs.
  • Agent search feature. Rather than getting a sales call, you choose an agent to work with from the available options after filling in your information.
  • Business owners policy. Use the same company to shop for this general business policy. Protects you for liability, lost income, equipment or other business property.
  • Inland marine. Protect business assets like equipment while in transport.
  • Other business insurance. Find the best match for many insurance needs, including worker’s compensation, health, umbrella or builders insurance.

Trusted Choice commercial car insurance reviews and complaints

The company holds an A+ rating from the Better Business Bureau, although it isn’t BBB-accredited.

However, Trusted Choice has a handful of customer reviews, including 56 customer ratings on Trustpilot and 15 on its Facebook page. Of those, customers rated the company a 3.3 out of 5 on Trustpilot and 3.9 out of 5 on its Facebook page as of October 2020.

Alternatives to Trusted Choice car insurance

Name Product AM Best financial rating Available states
Progressive commercial car insurance
All 50 states
Cover nearly any business vehicle from box trucks to limos with big savings from discounts, safety programs and a single deductible.
Not rated
All 50 states except Alaska & Hawaii
Compare multiple quotes for business auto insurance to find the cheapest rates from this online commercial insurance broker.
The Hartford commercial car insurance
All 50 states
The Hartford’s customized auto insurance policies protect your business fleet with well-rounded coverage and a safe driving program.
Allstate commercial car insurance
All 50 states
Customized, industry-specific polices like leased car coverage plus quick claims filing.
Liberty Mutual commercial car insurance
All 50 states
Take advantage of telematics to monitor and improve employees' driving and save on insurance premiums.

Compare up to 4 providers

Where is Trusted Choice available?

Trusted Choice boasts 250,000 agents all across the nation, claiming to have local agent options in every city.

Pros and cons of Trusted Choice commercial car insurance


  • Customized coverage. Discuss your specific needs with your agent to find your policy match.
  • Independent agents. Agents don’t work for an insurance company, so they’re focused on serving customers alone.
  • Works like a broker. You fill in the coverage you’re looking for, and your agent compares options with multiple insurers.


  • Experience varies. Customer experience may differ based on the local agent you choose.
  • Less control of comparisons. You might not know all the options your agent is comparing.
  • Needs in-depth business resources. The company website has educational resources, but the business section caters to startups.

Frequently asked questions about Trusted Choice

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