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Travelers vs The General: Which car insurance is better?

Travelers vs The General

Julia Cameron
Julia Cameron

Updated

Fact checked

Are you considering Travelers and The General for car insurance? Compare Travelers and The General side by side to help make your decision easier.

Travelers is a well-known company that gets high marks from the Better Business Bureau in user satisfaction and has been providing insurance for more than 150 years. Like Travelers, The General does well in the customer service department, earning an A+ from the BBB, but this company is also known for covering high-risk drivers.

Compare rates, discounts, coverage and more from these two top car insurance companies.

Our top pick: Travelers

Travelers' five-step online guide takes the frustration out of building the perfect policy.

  • Save with multiple discounts
  • Instant quotes and access to agent support anytime
  • Available in 42 states
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Travelers

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The General

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OVERVIEW

 OVERVIEW
About the provider
About the brand Travelers' five-step online guide takes the frustration out of building the perfect policy. Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
States served
States served All states except AK, HI, KS, MI, ND, SD, WV, WY All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes
 Yes
Claims methods
Claims methods online
phone
 Phone
App
Payment schedule
Payment schedule monthly
 12 months
monthly

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes, up to 5% Yes
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes, up to 8% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes, up to 10% Yes
Safe driver discount
Safe driver discount Yes, up to 8% No
Special employment discount
Special employment discount No No
Student discount
Student discount Yes, 8% Yes
Usage based discount
Usage based discount No No
Learn more
Learn more
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Bottom line

Travelers comes out on top of this comparison because of the amount of discounts it provides. But if you don’t qualify for insurance through Travelers because of a poor driving history, The General is a solid choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Travelers and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Get quotes
More Info
USAA
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Get quotes
More Info
Allstate
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Get quotes
More Info
The AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Get quotes
More Info
Liberty Mutual
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Get quotes
More Info
Esurance
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
Get quotes
More Info
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