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Travelers vs. Direct Auto: Discounts, savings and comparison

Travelers vs. Direct Auto

Trying to choose between Travelers and Direct Auto? This detailed comparison has the info you need to make your decision. But first, the basics on each provider.

Travelers has been around for more than 150 years and earns an A from the Better Business Bureau. And its five-step guide helps you find the exact coverage you need at the lowest rates you’re eligible for. Direct Auto is known for insuring drivers who might otherwise have a hard time getting coverage because of their poor driving history.

However, there are other things to consider when selecting a provider. Although Direct Auto insures high-risk drivers, it also has a reputation for poor customer service, earning an F from the BBB. But if you’re having a hard time finding a provider that will insure you, it could be an option.

Travelers

Direct

OVERVIEW

OVERVIEW
About the provider
About the brand Use the handy online quote tool to build your perfect policy or call an agent for a personal touch. Qualify for car insurance stacked with multiple discounts, whether or not you have a spotty driving record.
States served
States served All states except AK, HI, KS, MI, ND, SD, WV, WY AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes Yes
Claims methods
Claims methods online
phone
phone
Payment schedule
Payment schedule monthly
monthly
custom

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes, up to 10%
Bundling discount
Bundling discount Yes Yes, up to 10%
Home owner discount
Home owner discount Yes, up to 5% Yes, up to 15%
Military discount
Military discount No Yes, up to 25%
Multi car discount
Multi car discount Yes, up to 8% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes, up to 10% Yes
Safe driver discount
Safe driver discount Yes, up to 8% Yes, up to 10%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes, 8% Yes, up to 10%
Usage based discount
Usage based discount No No
Learn more
Learn more

Bottom line

Travelers’ better reputation makes this provider the front-runner. But if you don’t qualify for coverage through Travelers because you’re a high-risk driver, Direct Auto could be an option for you. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Travelers and Direct Auto

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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