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Nicaragua is a fast-growing tourist destination that combines unspoiled natural and historical attractions with Spanish colonial architecture in the capital of Managua and neighboring areas. With dramatic terrain of volcanoes, lakes and surf beaches, Nicaragua has become a popular getaway to go climbing, surfing and horseback riding. However, as its nickname suggests, the Land of Lakes and Volcanoes isn’t without risks, so it’s a good idea to pick up a comprehensive travel insurance policy before you go.
*Be aware that most travel insurance policies don’t offer COVID-19 coverage. To find one that does, have a look at travel insurance policies that cover the coronavirus.*
Consider the nature of trip and what it will entail. Look at taking out a travel insurance to protect you against common travel risks, including any of the following:
Exclusions vary from policy to policy, but common reasons claims are denied include:
As mentioned above, Nicaragua is considered a riskier country for travelers. Caution is always your best first line of defense, but if that doesn’t work, a travel insurance policy can help protect you from any financial downfalls. Risks to watch out for include:
In the event of an emergency, contact:
Nicaragua poses some significant risk, but it’s also one of the most beautiful countries in the world — which is probably why so many tourists are willing to accept any risk to experience the Land of Lakes and Volcanoes. Make your trip a little safer by picking up a travel insurance policy to protect you — and your bank account — while you’re there.
When is the best time to buy travel insurance?
Purchase your policy when you buy your plane ticket so that your insurer can reimburse you if your trip gets canceled.
How can I use my cell in Nicaragua?
If you have an unlocked phone, the cheapest option is to buy a prepaid SIM card in Nicaragua. If your phone is locked, ask your carrier if they can unlock it. If not, your current plan might allow you to make calls, but roaming charges are high, so unless it’s an emergency your best bet is to stick to Wi-Fi calling and texting apps.
What are the entry requirements for Nicaragua?
Nicaragua is part of the Central American Border Control Agreement (CA-4) along with Honduras, Guatemala and El Salvador. This means that if you have a valid entry card for one of these countries you can use it for all.
US visitors to Nicaragua do not require a visa, but may purchase an entry card on arrival for about $10. This is valid for up to 90 days. You’ll also need a passport that’s valid for at least six more months.
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