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Hong Kong offers so much to tourists, be it nightlife, cuisine or culture. Travel insurance is designed to cover the wide range of mishaps that can happen to even the most worldly of travelers.
From injuries to illnesses and even lost or stolen luggage, having a travel insurance policy means you’re protected from it all, allowing you to enjoy the many sights that Hong Kong has to offer.
Travel to Hong Kong can be expensive, what with tickets, eats, guides and getting around. Without travel insurance, an illness or injury can devastate any budget.
An insurance policy not only protects you if you get sick or injured, but it can also help out if you have a sudden change in travel plans or miss a flight. Comprehensive coverage can provide peace of mind while enjoying this highlight of Asia.
Frequent travelers to Hong Kong for business or leisure should consider an annual multitrip travel insurance policy.
It provides coverage for an unlimited number of trips in any 12-month period and will usually provide the same level of coverage as single-trip plans. It’s worth noting that trips are usually restricted to either 30, 60 or 90 days in length.
Hong Kong is not considered a dangerous place to travel, but petty thieves and crooks are known to target tourists. If you’re the victim of a crime while in Hong Kong, there should be a provision in your travel insurance policy that covers your loss and expenses.
Travelers visiting between May and October should take extra precautions. This is the season for typhoons in Hong Kong, when the chance of flight delays is high. Travel insurance can help you cover the costs of unexpected additional time out of the country waiting for better weather.
Back to topMost travel insurance companies are flexible in their coverage, allowing policyholders to customize plans to supplement:
If you find yourself in an emergency in Hong Kong, some of helpful contacts include:
When weighing how comprehensive a plan you need, ask yourself:
What’s your best option for spending in Hong Kong?
Most travel insurance policies exclude from coverage losses resulting from:
Using a credit card in Hong Kong
Hong Kong is a beautiful holiday destination filled with excitement and wonder. But don’t let your dream vacation become a nightmare as a result of an accident, missed connection or worse.
To enjoy your vacation without worry, arm yourself and your family with a travel insurance policy.
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