Think of the Points.com Loyalty Wallet as a central hub for the rewards programs you participate in. It lets you connect and manage all of your points in once place, so you don't have to log into each account individually. Within the Loyalty Wallet, you can:
Track. Keep tabs on the perks and points you've earned.
Redeem. Cash in your points for gift cards from participating retailers.
Exchange. Transfer your points from one rewards program to another.
It's free to create an account with Points.com, which includes access to the Loyalty Wallet.
Frequently asked questions
Yes. Points.com has been in operation since 2002 and is a valid way to leverage points earned through rewards programs.
However, most of its user complaints concern poor transfer ratios and high transaction fees, so keep an eye on the fine print to make sure you're not spending — or losing — more than you'd planned.
No, it doesn't cost money to exchange points within the Loyalty Wallet, but the exchange rate isn't always one-to-one. So make sure you're satisfied with the amount of points you'll get before making the swap.
Points.com partners with over 100 airlines, hotels and retailers. See the full list on its partners page.
Amy Stoltenberg writes about lifestyle and money for Finder, researching the best options for shopping, banking, insurance and authentic travel experiences. After studying writing and fashion at Savannah College of Art and Design, she worked as a technical designer before opting for a career with unlimited travel time. She lives in Los Angeles. When her laptop's closed, you can find her wandering the streets looking for hole-in-the-wall eateries and daydreaming about her next great adventure.
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