- For larger transfers, get no transaction fees and no maximum send limits.
- Fast 1-2 day delivery to bank accounts
- Price-match guarantee
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Not only is a strong exchange rate important with larger transfers, but you’ll also want to find a transfer service that charges minimal or no fees. Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.
While you could wire $10,000 through your local bank, in nearly all cases they’ll offer weaker exchange rates, higher fees and fewer options than a money transfer service will.
Unlike banks, money transfer services like OFX specialize in one thing: transferring money worldwide. This expertise allows them to shave down your overall costs — sometimes by hundreds of dollars. When sending $10,000, even a few more cents on an exchange rate can add up to major savings.
Because it’s a trusted partner of finder.com, OFX are waiving transfer fees for our readers on all qualifying transfers. See if it meets your needs for your next transfer.
|Maximum transfer||No limit|
|Transfer fee||$5 for transfers of up to $5,000; no fee for higher amounts|
|Transfer speed||2 days|
|Transfer methods||Online, phone, agent, bank-to-bank, money order|
|Send with OFX|
Sumon is relocating to California for a business opportunity. His parents will be staying back in Mumbai, relying on him to help with monthly expenses. Because he’ll be making regular transfers of $10,000 every quarter to India, Sumon decided to explore his options beyond the banks.
|Major US bank||Money transfer company|
|1 USD = 67.28 INR||1 USD = 67.52 INR|
|2–5 business days||1–3 business days|
|Online, in branch||Online|
|Total rupees received||671,320 INR||675,200 INR|
By skipping his bank for a money transfer service, Sumon saves himself the $22 transfer fee and is able to send nearly $60 more in rupees to his parents.What’s the best way to send $1 million overseas?
With larger transactions, even a small variation in the exchange rate can result in a big difference in what’s received in the end. Specialist money transfer services are expert at safely getting your money where it needs to go quickly and cheaply.
You may be looking for information on sending $10,000 overseas because you’re:
While you’ll meet most minimum transfers when sending $10,000, compare maximum transfer amounts to find the best option for your needs.
|Provider||Minimum transfer amount||Maximum transfer amount|
|Travelex International Payments||$500||No limit|
|Currency Online||$0||No limit|
If you’re sending a lot of money overseas, your bank may require proof that you are who you say you are. This includes:
When sending $10,000 to another country, finding the best exchange rate can save you a lot of money and the best exchange rate usually won’t come from a bank. Choosing a reputable international money transfer company is the best way to make your transfer secure and affordable.
Using international money orders to send money overseas? Learn about better options.
Earn 0.9% APY, but you’ll pay a maintenance fee if your balance drops below $1,000.
This digital bank account features cashback rewards and a built-in envelope budgeting system.
A digital bank account for freelancers, startups and small business owners that accepts cash deposits.
Mobile banking app Wicket gives you a temporary APY boost for each referral, but it eventually reverts to 0%.
Our top picks are our selection of the best money transfer services, based on our extensive research and market experience. Here’s how we choose them.
A cashier’s check allows you to pay for big ticket items with bank-guaranteed funds.
The popular money management and money transfer app Revolut is now available to American customers.
Learn how to get financial help and maintain your savings during the pandemic.
Learn about how COVID-19 may affect the ways you transfer cash around the world.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.