Sending $10,000 overseas? Here's how with low or no fees | finder.com
Transfer 10,000 overseas money transfer

Stop paying too much when you transfer $10,000 overseas

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Save more when sending $10,000 internationally by using a money transfer service.

Whether sending money to buy office equipment at your Tokyo expansion, pay a supplier in France or help out friends in the Philippines, you can take advantage of stronger rates and lower fees when sending $10,000 or more overseas.
TransferWise

Our pick: TransferWise

When you need to send money, benefit from competitive mid-market exchange rates and straightforward fees with TransferWise.

  • Fair service fees and mid-market rates — a major market differentiator.
  • Next-day delivery to your loved ones and businesses.
  • Trusted the world over, with five-star ratings on Trustpilot.

    Compare your money transfer options when sending $10,000

    Not only is a strong exchange rate important with larger transfers, but you’ll also want to find a transfer service that charges minimal or no fees. Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

    I want to send

    to

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 1 - 2 days USD 0.00 18.947 MXN 189,472 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 0.00 18.89 MXN
    188,900
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1,000 1 day USD 0.00 18.871 MXN 188,710 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 19.004 MXN 190,044 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details
    USD 5,000 1 day USD 0.00 18.89 MXN 188,900 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details
    USD 50 1 - 2 days USD 0.00 18.718 MXN 187,185 Simple, zero-margin exchange rates, plus earn loyalty points on sign up, referral and every transaction. Go to site Show details

    Compare up to 4 providers

    What are my options?

    While you could wire $10,000 through your local bank, in nearly all cases they’ll offer weaker exchange rates, higher fees and fewer options than a money transfer service will.

    Unlike banks, money transfer services like OFX specialize in one thing: transferring money worldwide. This expertise allows them shave down your overall costs — sometimes by hundreds of dollars. When sending $10,000, even a few more cents on an exchange rate can add up to major savings.

    Did you know?

    Because it’s a trusted partner of finder.com, OFX are waiving transfer fees for our readers on all qualifying transfers. See if it meets your needs for your next transfer.

    OFX
    Minimum transfer$150
    Maximum transferNo limit
    Transfer fee$5 for transfers of up to $5,000; no fee for higher amounts
    Transfer speed2 days
    Transfer methodsOnline, phone, agent, bank-to-bank, money order

    Case study: Sumon sends $10,000 to India

    Sumon is relocating to California for a business opportunity. His parents will be staying back in Mumbai, relying on him to help with monthly expenses. Because he’ll be making regular transfers of $10,000 every quarter to India, Sumon decided to explore his options beyond the banks.

    Major US bankMoney transfer company
    Exchange rate
    1 USD = 67.28 INR1 USD = 67.52 INR
    Transfer fee
    $22$0
    Transfer speed
    2–5 business days1–3 business days
    Transfer options
    Online, in branchOnline
    Total rupees received671,320 INR675,200 INR

    By skipping his bank for a money transfer service, Sumon saves himself the $22 transfer fee and is able to send nearly $60 more in rupees to his parents.

    What’s the best way to send $1 million overseas?

    Transfer $10,000 from the United States

    With larger transactions, even a small variation in the exchange rate can result in a big difference in what’s received in the end. Specialist money transfer services are expert at safely getting your money where it needs to go quickly and cheaply.

    You may be looking for information on sending $10,000 overseas because you’re:

    While you’ll meet most minimum transfers when sending $10,000, compare maximum transfer amounts to find the best option for your needs.

    ProviderMinimum transfer amountMaximum transfer amount
    OFX$150No limit
    XE$50No limit
    WorldRemit$0No limit
    Travelex International Payments$500No limit
    TorFX$200No limit
    Currency Online$0No limit
    Western Union$1$50,000
    TransferWise$1$36,000

    What documents do I need to send $10,000 overseas?

    If you’re sending a lot of money overseas, your bank may require proof that you are who you say you are. This includes:

    • Government-issued photo ID. Such as a driver’s license or passport.
    • Social security number. If you’re not a US citizen, check with your transfer provider for an alternative.
    • Proof of address. Such as a utility bill or bank statement.
    • Business documents. If you’re sending money on behalf of a business, you may need additional documents showing how you got the money, why you’re sending it overseas, who you’re sending it to and receipts or invoices if the money is being used to cover a purchase.

    Bottom line

    When sending $10,000 to another country, finding the best exchange rate can save you a lot of money and the best exchange rate usually won’t come from a bank. Choosing a reputable international money transfer company is the best way to make your transfer secure and affordable.

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    US International Money Transfers Offers

    Important Information*
    Logo for XE Money Transfer
    XE Money Transfer

    Offering no maximum and no minimum limit transfers with $0 fees.

    Logo for WorldRemit International Money Transfers
    WorldRemit International Money Transfers

    Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    Logo for TransferWise
    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    Logo for CurrencyTransfer
    CurrencyTransfer

    Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.

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    US International Money Transfers Offers

    Important Information*
    Logo for XE Money Transfer
    XE Money Transfer

    Offering no maximum and no minimum limit transfers with $0 fees.

    Logo for WorldRemit International Money Transfers
    WorldRemit International Money Transfers

    Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    Logo for TransferWise
    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    Logo for CurrencyTransfer
    CurrencyTransfer

    Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.

    Go to site