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Caesars Rewards Visa® Credit Card review

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For Caesars Entertainment Total Rewards members, this card can boost your reward credit gains.

  • Get this card if you’re looking for bonuses on your Caesars rewards.
  • Pick something else if you don’t frequently visit participating casinos or resorts.
  • Apply with a good to excellent credit score of 670 or higher.

10,000

Points as welcome offer

Up to 5x

Points

$0

Annual fee

13.99%,17.99% or 22.99%

Purchase APR (variable)

Details

Product NameCaesars Rewards Visa® Credit Card
Card typeVisa
Annual fee$0
Purchase APR13.99%,17.99% or 22.99% variable
Balance transfer APR26.99% variable
Balance transfer fee$10 or 5% of the transaction, whichever is greater
Cash advance rate25.99% variable
Cash advance fee$5 or 3% of the cash advance amount, whichever is greater
Foreign transaction fee3% of the transaction value
Interest free periodUp to 25 days
Late payment feeUp to $40
Returned payment feeUp to $40

Expert review

Steven Dashiell

Review by


Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.

Expert review

Frequent casino- and resort-goers might find an interesting opportunity in the Caesars Rewards Visa® Credit Card. This card’s main draw is a healthy rewards boost centered on the Caesars Total Rewards program, which you can redeem on food, entertainment and hotels at participating resorts and casinos.

Reward rates are straightforward. You’ll earn 5x reward credits at participating resorts and casinos and 2x credits on airlines, gas and groceries. Earn 1x credits on all other spending.

The card’s signup bonus offers a whopping 10,000 credits after you spend $750 in the first 90 days your account is open.

Still, if you’re not a regular at Caesars resorts and casinos, you might earn stronger results with another card.

The perks

  • Annual fee: $0.
    With no annual fee to worry about, you can use this card as you please.
  • Rewards: Up to 5x points on purchases.
    Earn anywhere from 1x reward credits on everyday purchases to 2x points on airlines, gas and groceries all the way up to 5x rewards at participating resorts and casinos.
  • Platinum status.
    Use your card for any purchase within the first 90 days your account is open to earn platinum status in Total Rewards. To maintain your status, you’ll need to spend $5,000 on purchases each year after.

You’ll also like …

  • Signup bonus.
    Spend $750 in the first 90 days your account is open to earn 10,000 bonus reward credits on your Total Rewards account. Note that purchases at Total Rewards casino locations are excluded.
  • The chance to become a Vegas VIP.
    Spend $10,000 on purchases in a calendar year to earn VIP access in Las Vegas for the following year. Among the perks are VIP line access at select restaurants, preferred entry at select nightclubs and pool access at Las Vegas Total Rewards properties.
  • Complimentary buffet pass.
    Earn one buffet pass after your first purchase with the card within the first 90 days your account is open. Your pass is valid for six months.

What to watch out for

  • Limited locations.
    If you don’t live near a participating casino or resort across 13 states, you might not be able to make the most of the card.
  • Potentially high APR.
    Starting APRs are 13.99%,17.99% or 22.99% variable, depending on your creditworthiness. Balance transfers and cash advances are subject to a high 25.99% variable APR.
  • Late fees.
    Expect to pay up to $40 for late or returned payments.
  • Expiring points.
    If you don’t use your card at least every six months, your reward credits expire.

Compare rewards credit cards

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$300 after spending $3,000 in the first 6 months (Offer expires 12/10/2020)
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Rates & fees
Blue Cash Everyday® Card from American Express
20% at Amazon.com up to $200 back in the first 6 months, plus $100 after spending $1,000 in the same timeframe
20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. Rates & fees
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
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Bottom line

If you like the rush of gambling at casinos and resorts, the Caesars Rewards Visa® Credit Card can earn you respectable rewards for redemption toward comps, travel and dining. But many of the card’s bonuses and perks take a lot of spending to earn.

If you’re looking for cards that offer more flexible rewards, compare your options in our comprehensive guide to rewards cards.

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